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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.94 (8312 reviews)

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4.94

Based on 8,312 reviews, last reviewed 19th Apr 2026

319700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Love this app Easy to tack your money and is easy to add money Reviewed on: 19th April 2026

Latest lowest rating:

2

Could be so much better but alternatives are limited The investment opportunities in the LISA are abysmal, they offer more in a standard isa I cant understand why the offer would be different between the... Read more Reviewed on: 16th April 2026

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (8312)

Easy to use

Extremely clean app, very user friendly Reviewed on: 2nd February 2023

Simple system with bonuses

Moneybox's ISA system is really simple and clear, much more so than others I have experienced in the past, and comes with useful and understandable advice on your finances and explanations of what different things mean - something that always seems impossible to get from most banks. The added bonus interest systems are a nice little touch that I have never known other banks to offer on a standard basic ISA. Reviewed on: 2nd February 2023

Great and easy to use

Great app and very easy to use, 10/10 Reviewed on: 2nd February 2023

Really accessible and clear way to save regularly

I really like that it is very simple to understand what could actually be quite complex for the Lifetime ISA. They easily show how much you need to save each month, and each year to get the additional government bonus, and how on track to do that. I'm saving for a mortgage which is a daunting process and every time I've had a question there has been someone available to answer in app - even though I'm still at the saving stage, they are already helping me understand the process. Plus, the interest rate is good and they provide a lot of other useful resources through their newsletter & site. (And comparing it to my other bank, the language is just so much easier to understand!) Reviewed on: 2nd February 2023

Easy and very flexible

I opened my LISA in November of 2022 and since opening it, I have been amazed at the flexibility of the account and the user friendliness of the app. I love the features of rounding up spending and a payday bonus alongside your weekly contributions. You can set it at your own level depending on financial ability. The app has many features which make it great. Aside from the payment arrangements, it is easy to see how much progress you are making and how long you have left before the next tax year. The Time Machine calculations of how much you will save in 5/10/20 years are really cool as well. I am a happy Moneybox customer! Reviewed on: 2nd February 2023

Simple and effect way to save

Really simple to get started, makes saving almost effortless. The round up function just ticks along and before you know it you have hit your goal Reviewed on: 2nd February 2023

Excellent product

Looks after my lifetime ISA and makes saving through it as easy as possible. Very happy with my money in Moneybox Reviewed on: 2nd February 2023

Easy to use app and simple process to set up ISA

Getting my Lifetime ISA set up via the Moneybox app was so simple. The user interface and instructions are nice and clear and plain English. Reviewed on: 2nd February 2023

Effective long term money saving for beginners

I use it to put money away every week and it can be a safe and effective resource to save up over time Reviewed on: 2nd February 2023

Efficient, friendly service - with real people to help you

The best thing about Moneybox is that there's no AI chat bot - you can send a message and a real person will get back to you, far quicker than most other companies. They're friendly and helpful and that kind of customer service makes SUCH a difference. Great interest rate on my Lifetime ISA too. Thank you! Reviewed on: 2nd February 2023

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