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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.81 (9303 reviews)

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4.81

Based on 9,303 reviews, last reviewed 4th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, well presented Very good interest on most ISAs. Easy to apply, easy to view progress. Not advertised that only on type of cash ISA is available. Reviewed on: 4th September 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Awards

Best lifetime ISA provider 2026

Awarded to Lifetime ISA (LISA) provider rated highest in UK customer reviews.

Moneybox app Lifetime ISA reviews (9303)

Easy!

The LISA has made saving for a property so simple and easy. I am no longer worried about my saving for the future. Reviewed on: 8th February 2023

Uncomplicated, easy savings

I first opened up a Lisa account with moneybox to save for a house deposit. The entire process couldn't have been easier, features including round-ups and payday boosts allowed me to maximise my savings. The process to them withdraw the savings for a deposit was very smooth and faultless. Reviewed on: 8th February 2023

Excellent

My experience with Moneybox has been good Reviewed on: 8th February 2023

Great app

So easy to use and has loads of information for first time buyers to make buying your first house that much easier Reviewed on: 8th February 2023

Clean and straightforward

Moneybox is easy to use and straight forward to use. It's got great tips and really helps you Reviewed on: 8th February 2023

Great User Experience

The app is very user friendly to navigate around and looks smart. Reviewed on: 8th February 2023

Fab service, helped me buy my first house

My sister gave me the amazing advice to start up a moneybox LISA and it has helped me save for my first house! The app is easy to use and when it came to withdrawing the money to buy my first house it was quick and easy. I would recommend to everyone. The saving goals is a helpful tool to keep track of how you are doing too! Reviewed on: 8th February 2023

Really great interest rate and easy to use

The best savings app to help you save for your first home which in these times is becoming more and more difficult. Reviewed on: 8th February 2023

Fantastic app and experience

It's so easy to invest and to learn how to invest. The app is beautiful and simple to use, the help centre is fast and informative, and the provided documentation and learning material are excellent. Reviewed on: 8th February 2023

Easiest and most helpful way to save

I joined Moneybox after a recommendation a few years ago. I was never good with money and didn’t understand a lot of topics under savings and other financial investments. Moneybox has completely changed the way I approach my money and my future savings and spendings. Their app makes it so easy to find out more information in a simple way for a regular person who may not have the right knowledge when wanting to invest their money. I opened up a lifetime Isa around 2 years ago. I couldn’t believe the bonus that was offered from Moneybox. Over the first year I put £4000 into my lifetime Isa and Moneybox contributed £1000 plus interest which is unbelievable to those trying to save for their first home. That in itself made me want to see what other accounts I could open with Moneybox. I also opened a savings account and the interest rates are great. I had held off of opening a saving account with other banks purely as I didn’t have the right information to help me do that. Moneybox talks you through the steps and you are able to put in money automatically weekly so you don’t have to keep worrying about transferring it. Moneybox also sends regular emails and communication to keep customers involved in what is happening financially that week or if there has been any changes to the account. I find Moneybox the easiest form of banking I have ever used and would recommend it to people who are just starting to save money and are looking to buy a property and also to those who are slightly older and have already got a home and would like to use it for savings or stocks and shares. Reviewed on: 8th February 2023

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