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Monzo: Investments reviews

4.86
Based on 1,140 reviews, last reviewed 17th Jun 2026
86% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Monzo makes investing easy. Monzo makes investing easy. Thanks to it being straightforward I now have growing savings in investments for the first time. I like how simple it is t... Read more Reviewed on: 17th June 2026
Will's avatar
Will

Latest lowest rating:

2

Monzo Must Learn from These Regulatory Gaps I can confirm that my issue with Monzo’s Investment Pot feature has now been resolved — the feature is finally active again. However, this experience ... Read more Reviewed on: 5th November 2025
Tudor 's avatar
Tudor

About this product

Pick from 3 ready-made investment options. You could get back less than you invest. You need a Monzo current account to use Investments UK residents 18+, Ts&Cs apply.

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Monzo Investments reviews (1140)

Awesome and easy to use app.

5
Awesome and easy to use app. Great features I.e round ups, pots and savings. Reviewed on: 7th March 2025

Easy, efficient without the fuss of remembering pass...

5
Easy, efficient without the fuss of remembering passwords you set years ago. Claiming is easy if you need to. Changing your name and status is easy without the fuss of going into a bank and spending hours waiting. They are great value for money and are in the here and now for modern banking. Reviewed on: 7th March 2025

Made banking and saving interactive

5
I save more with hoppers and using max I have direct understanding of my credit and liabilities such as mortgage and equity therin. Reviewed on: 7th March 2025

Easy to use.

5
Easy to use.App is very reliable for sending money and receiving money.They are plenty of options we can do for our investment.Given an good rates also Reviewed on: 7th March 2025

Had a excellent experience.

5
Had a excellent experience. In an instance of fraud , this was immediately investigated and moneys return to my accounts. However, there have been instances where same did not happen. All in all my experience has been positive Reviewed on: 7th March 2025

Excellent bank

5
Monzo is an excellent digital bank that meets all my financial needs and exceeds expectations. It offers a wide range of features, making banking effortless and convenient. The app is incredibly easy to use, with a clean interface and intuitive navigation. From budgeting tools to instant notifications and seamless transactions, Monzo provides everything I need and more. Overall, it's a fantastic banking experience that I highly recommend. Reviewed on: 7th March 2025

Extremely easy to use

5
Extremely easy to use and you can always see what's going on. Reviewed on: 7th March 2025

It has been an awesome experience

4
It has been an awesome experience Reviewed on: 7th March 2025

Monzo has been great to use for investments, it has...

5
Monzo has been great to use for investments, it has helped me save for the future and the premium service provides some good benefits Reviewed on: 7th March 2025

Digital banking with real people

5
One of the first to be able to freeze a card if it was lost and very quick to respond if there is a problem, suspicious activity or a concern, even with with transactions when you are on holiday. Also when someone was very persistent in trying to scam me, Monzo was super helpful. Reviewed on: 7th March 2025

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