Paid advertisement
Smart Money People Logo
Newsletter

Monzo: Investments reviews

4.86
Based on 1,140 reviews, last reviewed 17th Jun 2026
86% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Monzo makes investing easy. Monzo makes investing easy. Thanks to it being straightforward I now have growing savings in investments for the first time. I like how simple it is t... Read more Reviewed on: 17th June 2026
Will's avatar
Will

Latest lowest rating:

2

Monzo Must Learn from These Regulatory Gaps I can confirm that my issue with Monzo’s Investment Pot feature has now been resolved — the feature is finally active again. However, this experience ... Read more Reviewed on: 5th November 2025
Tudor 's avatar
Tudor

About this product

Pick from 3 ready-made investment options. You could get back less than you invest. You need a Monzo current account to use Investments UK residents 18+, Ts&Cs apply.

Review Monzo: Investments now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Investments reviews (1140)

Why Use Monzo

5
Monzo is a good bank to use, you can create saving pots for emergency, car maintenance and holidays. You can navigate your way easily, opportunity to invest and cash bank on high street stores. Reviewed on: 7th March 2025

I love monzo.

5
I love monzo. It is so helpful for organising my money, has helped with sharing my finances with my wife and the pots and investments help me save money. The round ups are great as well because I save money without even realising it. Reviewed on: 7th March 2025

I have been using Monzo since November 2021.

5
I have been using Monzo since November 2021. They have always been on point. You can can’t on Monzo bank at any time. They have never disappointed me for once. Monzo is a very good bank, I can recommend it for anyone. They won’t regret it. Reviewed on: 6th March 2025

I like pots.

4
I like pots. Makes budgeting easy. Reviewed on: 6th March 2025

It’s easy to manage my money and to move around my m...

5
It’s easy to manage my money and to move around my money from the different pots you are able to set up Reviewed on: 6th March 2025

I Just LOVE Monzo

5
I've been a Monzo customer for quite some time now, and I can confidently say it has transformed how I manage my finances. The user-friendly app interface is intuitive and packed with practical features, like instant spending notifications, budgeting tools, and saving pots, which make it incredibly easy to stay on top of my finances. What truly sets Monzo apart is their exceptional customer service. On the rare occasion I've had an issue, their team has always been quick, friendly, and efficient in resolving it. I also appreciate how transparent they are with fees—no hidden surprises! Another highlight is the international functionality. Whenever I've traveled, Monzo has been a lifesaver, with fair exchange rates and no extra charges for spending abroad. Overall, Monzo goes above and beyond to put their customers first. I can’t recommend them enough to anyone looking for a modern, hassle-free banking experience. Reviewed on: 6th March 2025

Always quick easy and reliable banking

5
Always quick easy and reliable banking Reviewed on: 6th March 2025

Great customer service and easy to use the app

5
Great customer service and easy to use the app Reviewed on: 6th March 2025

Monzo offers lots of opportunities to save money and...

5
Monzo offers lots of opportunities to save money and invest. Reviewed on: 6th March 2025

Excellent banking application and customer service

5
Been with Monzo for many years now, customer service has always been excellent and ease of use is also fantastic. Many great features that made it shine against conventional banks and the additional plans they provide are great value for money. Reviewed on: 6th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3185 reviews
    Monzo
  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo
  • Current account

    from Monzo 4.85 from 19421 reviews
    Monzo
    View all products