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Monzo: Investments reviews

4.93
Based on 846 reviews, last reviewed 4th Sep 2025
3% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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0%

Latest highest rating:

5

It’s easy to invest and keep track of your money. It’s easy to invest and keep track of your money. Can have multiple portfolios if you wish, I invest in the adventurous fund only a little a week, £10... Read more Reviewed on: 4th September 2025
Tomas F's avatar
Tomas F

Latest lowest rating:

1

Overdraft for my account is kadrie Overdraft for my account is kadrie Reviewed on: 17th May 2025
Kadrie S's avatar
Kadrie S

About this product

Give your future money goals a head start with Monzo Investments. Pick from 3 ready-made investment options managed by experts. You can start with as little as £1 and even invest spare change from your spend too.

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Monzo Investments reviews (846)

Monzo is really good and helps you to get your finan...

5
Monzo is really good and helps you to get your finances organised in a way that is intuitive, informative and easy to use. Reviewed on: 9th February 2025

It was clear and easy to use.

5
It was clear and easy to use. The app is brilliant and the education on the app is very good. Reviewed on: 9th February 2025

Old fashioned banking via a modern app

5
Old fashioned banking via a modern app Reviewed on: 9th February 2025

It give people opportunity to borrow and always effi...

5
It give people opportunity to borrow and always efficient in reply to customers best bank iv been with Reviewed on: 9th February 2025

I tried Barclays... Then I went back to Monzo.

5
Always had fast response from the customer engagement. I have tried to use Barclays and found their App far less capable so actually moved back to Monzo. Reviewed on: 9th February 2025

Best bank

5
The best banks ever Abd good customer service Reviewed on: 9th February 2025

Monzo Perks

5
I pay for Monzo perks which comes with great benefits which include an annual railcard, weekly greggs treat, a monthly vue cinema ticket and much more. Reviewed on: 9th February 2025

Great integrations, limited options

4
The best thing about Monzo investments is the integration with the rest of my financial products. Monzo automatically rounds up my payments and invests interest from other savings accounts, ensuring a constant trickle into the investments account, as well as regular contributions. However, whilst Monzo allows you to choose three different investment options based on risk, there is no choice over what you are investing in, for example wanting to put my money into ESG funds. Reviewed on: 9th February 2025

I would recommend it to a friend

4
Easy to use service, excellent data on spending, decent interest on savings, easy investment service - although high management fees! Reviewed on: 9th February 2025

I don’t have a clue about investing.

5
Not having a clue about investing it’s nice knowing I can sit back and benefit from Monzo experience and still get some great returns Reviewed on: 9th February 2025

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