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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Love the flex

Flexible and easy to use , recently increased my credit limit which is most helpful Reviewed on: 9th February 2025

Brilliant service and easy to navigate and keep an...

Brilliant service and easy to navigate and keep an eye on spending Reviewed on: 9th February 2025

6 years and counting, never let me down.

6 years and counting, never let me down. Reviewed on: 9th February 2025

Monzo is a great bank with good benefits.

Monzo is a great bank with good benefits like Monzo Plus, which provides perks like Greggs. Monzo Flex is the best for repaying large purchases like new tires over 3 months. Reviewed on: 9th February 2025

Excellent

Regarding my flex card, I have only had good experiences, easy to use and everything works as expected Reviewed on: 9th February 2025

Excellent bank in all spheres and at All times

Excellent bank in all spheres and at All times Reviewed on: 9th February 2025

Very covenient credit card.

Very covenient credit card. Expenses, due and limits are always posted Reviewed on: 9th February 2025

Monzo flex - easy to use

Very easy to use and great to help manage debt as it’s easy to adjust monthly payments. Reviewed on: 9th February 2025

Monzo is great!

The app is a game changer! They offer brilliant features and services and help me manage my money better and organise everything in one place. Brilliant! Reviewed on: 9th February 2025

World class trade of use, great flex all of the time...

World class trade of use, great flex all of the time with no games Reviewed on: 9th February 2025

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