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Monzo: Flex Purchase credit card reviews

View other Monzo products
4.90
Based on 3,189 reviews, last reviewed 3rd Sep 2026
87% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very flexible and zero interest and very easy to sho... Very flexible and zero interest and very easy to shopping online and store Reviewed on: 3rd September 2026
Sharif S's avatar
Sharif S

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025
JN's avatar
JN
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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3189)

Very easy to apply.

5
Very easy to apply. And very helpful Reviewed on: 10th February 2025
Moh's avatar
Moh

Really simple and easy to use.

5
Really simple and easy to use. Great to monitor spend and change payments with ease. Reviewed on: 10th February 2025
mark j's avatar
mark j

Easy to apply, quick delivery

5
I've been in the UK for two years and I was very excited to get an offer to apply for Flex! I know how important a credit score is and this is an excellent way for me to build my credit score and apply for bigger purchases, like a home loan in future. The application was seamless, the values were correctly populated. The terms and conditions were clear and easy to read. I got my outcome within a minute and card delivered within 3 days! Excellent service! Reviewed on: 10th February 2025
CeeCee's avatar
CeeCee

Fast service, hassle free, reliable

5
Fast service, hassle free, reliable Reviewed on: 10th February 2025
Abhi's avatar
Abhi

Very good credit card hassle free

4
Very good credit card hassle free Reviewed on: 10th February 2025
Neil F's avatar
Neil F

Fantastic service with great UX

5
Fantastic service with a high quality user experience and journey, and allows a fantastic level of understanding and flexibility over credit, balances, payments, etc. Reviewed on: 10th February 2025
Aidan's avatar
Aidan

The platform is very user friendly, and the rates th...

5
The platform is very user friendly, and the rates they pay for saving pots are very good. Reviewed on: 10th February 2025
Ana A's avatar
Ana A

It’s easy to access and the customer service is alwa...

5
It’s easy to access and the customer service is always on hand to help Reviewed on: 10th February 2025
gbaroye O's avatar
gbaroye O

Excellent features, Flex is very convenient, great i...

5
Excellent features, Flex is very convenient, great interest rates too Reviewed on: 10th February 2025
AR's avatar
AR

Extremely user friendly and helps to manage your mon...

5
Extremely user friendly and helps to manage your money in a more diligent and insightful way! Reviewed on: 10th February 2025
Deren M's avatar
Deren M

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