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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Love the ease of use, and how great the app to see e...

Love the ease of use, and how great the app to see everything. I like being able to adjust my monthly payment for just one item or for the whole month. Reviewed on: 9th February 2025

Great bank, great feature and service

Easy to set up. Good savings tools and fair lending policies. Great bundled benefits in paid for accounts. Reviewed on: 9th February 2025

Five stars

Used the card for over 8 months now. It’s easy to use, flexible and versatile. Could not recommend this enough. Five stars all the way. Reviewed on: 9th February 2025

Very easy product from a great company.

Very easy product from a great company. Reviewed on: 9th February 2025

Really good would definitely recommend

Really good would definitely recommend Reviewed on: 9th February 2025

Good good Good good Good good Good good Good good Go...

Good good Good good Good good Good good Good good Good Good good Good good Good good Good good Good good Good good Reviewed on: 9th February 2025

Great facility and brilliant customer service when n...

Great facility and brilliant customer service when needed Reviewed on: 9th February 2025

Loving the 3 interest free installments

Loving the 3 interest free installments Reviewed on: 9th February 2025

Best bank ive even been with.

Best bank i've even been with, great selection of services most of which i use. Reviewed on: 9th February 2025

Easy to use wouldn't bank anywhere else

Easy to use banking. I left all the hight street banks and moved to monzo Reviewed on: 9th February 2025

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