Smart Money People Logo

Monzo: Flex Purchase credit card reviews

4.97
Based on 3,086 reviews, last reviewed 27th Mar 2026
57000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026
Hugo Marfani's avatar
Hugo Marfani

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025
JN's avatar
JN

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Flex Purchase credit card reviews (3086)

A great bank for every day life at home or...

5
A great bank for every day life at home or abroad Reviewed on: 9th February 2025

Very good actually helps me a lot in everything.

5
Very good actually helps me a lot in everything. Reviewed on: 9th February 2025

Fantastic experience with Monzo flex .

5
Fantastic experience with Monzo flex . I like it Reviewed on: 9th February 2025

Simple clear services.

5
Simple clear services. Transparent pricing Reviewed on: 9th February 2025

perfect I like it a lot good people

5
perfect I like it a lot good person Reviewed on: 9th February 2025

Best bank I have ever been with, so simple, ...

5
Best bank I have ever been with, so simple, Reviewed on: 9th February 2025

Monzo had got a great very easy to use app, money ma...

5
Monzo had got a great very easy to use app, money management and control are made simple. Excellent savings rates as well. Lots of products are available with Monzo and the all make the service more simple and efficient much better than any high street bank I have used. Reviewed on: 9th February 2025

Genius Bank

5
Monzo are the best. Easy question. Reviewed on: 9th February 2025

Excellent bank

5
The best service I have ever had Reviewed on: 9th February 2025

Monzo is a excellent bank the app is very easy to us...

5
Monzo is a excellent bank the app is very easy to use they have great benefits Reviewed on: 9th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.98 from 923 reviews
    Monzo
  • Investments

    from Monzo 4.94 from 1110 reviews
    Monzo
    View all products