Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.9 (3174 reviews)

View other Monzo products

4.90

Based on 3,174 reviews, last reviewed 13th May 2026

62% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (3174)

Reliable bank!

Reliable bank!Best bank for me. Services are very outstanding. Reviewed on: 9th February 2025

Easy and convenient

Flex is so so easy to use and so convenient for everyday use! The design is set out so it is easy to use and easy to find balance and due dates. Reviewed on: 9th February 2025

My experience is very good monzo service very fast a...

My experience is very good monzo service very fast and satisfied I like it very much due to excellent service I never need any other bank account Reviewed on: 9th February 2025

Interest free instalments plan for three months.

Interest free instalments plan for three months. Reviewed on: 9th February 2025

Monzo is the best easiest and most user friendly...

Monzo is the best easiest and most user friendly bank I've ever used! So easy to track my money. Reviewed on: 9th February 2025

It's so easy, seamless and simple.

It's so easy, seamless simple and informative, no tricks bi hidden fees all upfront and very flexible without shoving a higher limit in your face if you're doing well. All this matches with their credit score perk makes for very mindful credit card use! Reviewed on: 9th February 2025

best credit card in the UK

The flex card is the best credit card I’ve ever had. So easy to use and customise to my needs. Reviewed on: 9th February 2025

Monzo Flex is the Best!

Monzo Flex is possibly one of the best banking services I have used. It is incredibly easy to use while also providing detailed educational content to customers through the app about how to best use credit services and stay on top of your money. I really like the ability to Flex any transaction where needed and to manage the upcoming payments with a simple slider to adjust how much I want to pay off each month. Reviewed on: 9th February 2025

Just bloody lovleh, absolutely amazing

Just bloody lovleh, absolutely amazing Reviewed on: 9th February 2025

Awesome product, what credit card should be,

Awesome product, what credit card should be, Reviewed on: 9th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Rewards Credit Card
from Lloyds Bank 4.16 from 60 reviews
Credit Card
from Tymit 4.62 from 155 reviews
Clarity credit card
from Halifax 4.01 from 268 reviews

Want to see more from Monzo?

Under 16s account
from Monzo 4.89 from 944 reviews
Investments
from Monzo 4.86 from 1132 reviews
Current account
from Monzo 4.85 from 19407 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub