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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.9 (3174 reviews)

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4.90

Based on 3,174 reviews, last reviewed 13th May 2026

62% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Complete control over my payments

Being able to flex repayments over a set period is excellent, with the ability to pay off a purchase over three months interest free. Reviewed on: 9th February 2025

So much more aware

I love flex - I have other credit cards but they make it so easy to just make the minimum payment. Flex allows the facility to be a bit spendy but listing out the interest over the term is really helpful in terms of understanding what something costs and how large a payment needs to be to cover that Reviewed on: 9th February 2025

Easy and informative app, good perks and travel bene...

Easy and informative app, good perks and travel benefits Reviewed on: 9th February 2025

App easy to use.

App easy to use. and user friendly Reviewed on: 9th February 2025

Excellent provider of financial services meeting nee...

Excellent provider of financial services meeting needs and giving value for money Reviewed on: 9th February 2025

Best bank going, so easy to use and the communicatio...

Best bank going, so easy to use and the communication is great. Reviewed on: 9th February 2025

Best bank ever

Great, intuitive app, customer service is always responsive and easy to speak to. Products and services are also amazing and second to none, love being able to sort money and set up virtual cards linked to pots, really helps me budget Reviewed on: 9th February 2025

Very good experience so far

Had a good experience so far, very easy to pay and move money around Reviewed on: 9th February 2025

Flex by name, flex by nature

I’ve found the flex product the best of its kind. Monzo’s execution of it is genuinely designed for customers and helps to use it the product safely. Reviewed on: 9th February 2025

Excellent bank just what I need to bank all my needs...

Excellent bank just what I need to bank all my needs are full Reviewed on: 9th February 2025

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