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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.9 (3174 reviews)

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4.90

Based on 3,174 reviews, last reviewed 13th May 2026

62% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

The platform is very user friendly, and the rates th...

The platform is very user friendly, and the rates they pay for saving pots are very good. Reviewed on: 10th February 2025

It’s easy to access and the customer service is alwa...

It’s easy to access and the customer service is always on hand to help Reviewed on: 10th February 2025

Excellent features, Flex is very convenient, great i...

Excellent features, Flex is very convenient, great interest rates too Reviewed on: 10th February 2025

Extremely user friendly and helps to manage your mon...

Extremely user friendly and helps to manage your money in a more diligent and insightful way! Reviewed on: 10th February 2025

The easiest bank account/credit card I’ve ever had.

The easiest bank account/credit card I’ve ever had. Monzo makes it so easy to budget and use my credit responsibly. Reviewed on: 10th February 2025

Monzo is easy to use and they have me my first credi...

Monzo is easy to use and they have me my first credit card to get me my first credit and it's going well Reviewed on: 10th February 2025

I really like the flex card!

I really like the flex card! It's user friendly, simple and effective. Reviewed on: 10th February 2025

Turn any purchase into 3 easy payments

Turn any purchase into 3 easy payments Reviewed on: 10th February 2025

Really easy to use and great flexibility.

Really easy to use and great flexibility. Reviewed on: 10th February 2025

Great bank.

Great bank. Monzo flex has been very useful in my day to day money management Reviewed on: 10th February 2025

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