Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

View other Monzo products

4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (3086)

route to improved credit rating

The flex card has helped me improve my credit rating without taking risks, simply by spreading costs without paying interest Reviewed on: 9th February 2025

Flex card

With flex I changed my way how to spend money. I'm totally satisfied. Reviewed on: 9th February 2025

It is easier to use and they give the credict card a...

It is easier to use and they give the credict card according to the person how much they earn so this is good as well. Reviewed on: 9th February 2025

Great Banking experience Absolutely love it

Great Banking experience Absolutely love it Reviewed on: 9th February 2025

Customer and user friendly.

Customer and user friendly. App is easy to use and access. Reviewed on: 9th February 2025

Easy to use and easy to manage my money and being ab...

Easy to use and easy to manage my money and being able to track my payments Reviewed on: 9th February 2025

Excellent bank and the app is fantastic, well though...

Excellent bank and the app is fantastic, well thought out and done for the customer not the banks convenience Reviewed on: 9th February 2025

Good customer service and value for money

Good customer service and value for money Reviewed on: 9th February 2025

Very good bank no issues love the app

Very good bank no issues love the app Reviewed on: 9th February 2025

EASY AND QUALITY

It's super easy to apply and ready to use once successful. Their services beyond expectations. Reviewed on: 9th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zable 4.94 from 56802 reviews
Everyday Credit Card
from Creation 2.66 from 20 reviews
Platinum credit cards
from Barclaycard 3.86 from 318 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Investments
from Monzo 4.94 from 1110 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub