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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.9 (3174 reviews)

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4.90

Based on 3,174 reviews, last reviewed 13th May 2026

62% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Excellent monzo

My experience with Monzo has been so good so far Reviewed on: 10th February 2025

Good banking service excellent saving value

Good banking service excellent saving value Reviewed on: 10th February 2025

Monzo the future

Have used multiple credit cards in the past but Monzo flex is giving me an excellent transparency in handling my outgoings. I don’t need a separate money management app track my expenses. Monzo has got all in it and it does a good job for me. Completely impressed and satisfied with Monzo. Reviewed on: 10th February 2025

They gave me an opportunity to have a bank account w...

They gave me an opportunity to have a bank account when I first got to the Uk Reviewed on: 10th February 2025

Very easy to apply.

Very easy to apply. And very helpful Reviewed on: 10th February 2025

Really simple and easy to use.

Really simple and easy to use. Great to monitor spend and change payments with ease. Reviewed on: 10th February 2025

Easy to apply, quick delivery

I've been in the UK for two years and I was very excited to get an offer to apply for Flex! I know how important a credit score is and this is an excellent way for me to build my credit score and apply for bigger purchases, like a home loan in future. The application was seamless, the values were correctly populated. The terms and conditions were clear and easy to read. I got my outcome within a minute and card delivered within 3 days! Excellent service! Reviewed on: 10th February 2025

Fast service, hassle free, reliable

Fast service, hassle free, reliable Reviewed on: 10th February 2025

Very good credit card hassle free

Very good credit card hassle free Reviewed on: 10th February 2025

Fantastic service with great UX

Fantastic service with a high quality user experience and journey, and allows a fantastic level of understanding and flexibility over credit, balances, payments, etc. Reviewed on: 10th February 2025

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