Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.9 (3174 reviews)

View other Monzo products

4.90

Based on 3,174 reviews, last reviewed 13th May 2026

62% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (3174)

prompt and informative customer service

prompt and informative customer service Reviewed on: 10th February 2025

It’s great, very easy to use and great benefits

It’s great, very easy to use and great benefits Reviewed on: 10th February 2025

Monzo flex is amazing!

Monzo flex is amazing, not only it offers you the option to split the payment over a duration of your choice, but they also give an interest free option. The app interface is well designed and easy to use. Just love it! Reviewed on: 10th February 2025

Monzo Flex credit miles ahead of the competition!

Great App, feels like monzo put the consumer first rather than just making a profit from high APRs. Good limits. And lots of options to spread the cost. This is credit how it should be done! Reviewed on: 10th February 2025

It give you hope where there is no hope

It give you hope where there is no hope Reviewed on: 10th February 2025

Exceptional service

My experience using MONZO has been great, exceeding my expectations, I would highly recommend to my friends and family Reviewed on: 10th February 2025

i don’t why they are not increasing my flex limit bu...

i don’t why they are not increasing my flex limit but overall everything is perfect Reviewed on: 10th February 2025

It’s just simple, secured and they have good services!

It’s just simple, secured and they have good services! Reviewed on: 10th February 2025

Well done monzo everything is amazing with monzo fle...

Well done monzo everything is amazing with monzo flex and so easy thank you Reviewed on: 10th February 2025

Easy to setup and very convenient to use!

It one of the most easiest banking app that I have been able to setup and use. And brings all my cards into one place and makes it easy to track and manage my expenses efficiently. Reviewed on: 10th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from HSBC 3.14 from 122 reviews
Nectar Credit Card
from American Express 3.23 from 14 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.17 from 14 reviews

Want to see more from Monzo?

Under 16s account
from Monzo 4.89 from 944 reviews
Investments
from Monzo 4.86 from 1132 reviews
Current account
from Monzo 4.85 from 19407 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub