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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2498 reviews)

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4.96

Based on 2,498 reviews, last reviewed 26th May 2025

32% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo flex is very easy to use, I like the flexibili.. Monzo flex is very easy to use, I like the flexibility of the payment plan options whether you want to pay off earlier or extend the fees and interest... Read more Reviewed on: 26th May 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2498)

Great Credit made simple and easy

Monzo have always been great and I’m making it my sole bank as a result. Flex is easier than any other credit I have used and the app makes it very clear what is owed and easy to change repayments. I love the flexibility of it, and also the info on the app to help with debts etc Reviewed on: 1st February 2024

You can do pretty much everything on their app and f...

You can do pretty much everything on their app and flex provides with an interest free way to pay for things. Reviewed on: 1st February 2024

Absolutely love it!!

Always used monzo as my main account and the flex card is just perfect for how I spend my money and managing my credit the new 24 month payment option is great for any long term payments for some more expensive things Reviewed on: 1st February 2024

It’s never too late to join the winning team

Have been a loyal customer for few years now: started with using it as a savings account, through using it when travelling abroad, now use it for everyday banking incl a loan as well as benefitting from Monzo plus, savings for different goals as well as easily transferring money to family and friends both in the UK and abroad. Reviewed on: 1st February 2024

Monzo is fantastic for managing my expenses and bank...

Monzo is fantastic for managing my expenses and banking all in one place. Also the credit card is the best one i have ever had 3 month 0% what more could you want. Reviewed on: 1st February 2024

Great bank

Easy to use excellent service number 1 card to use abroad Reviewed on: 1st February 2024

Sponsorship Crew

Great bank as someone who arrived in Uk recently it’s been great Reviewed on: 1st February 2024

Best bank!

Best bank! Can’t fault in any way! Reviewed on: 1st February 2024

Easy to use, clear communication

Easy to use, clear communication Reviewed on: 1st February 2024

The app is reliable, easy to use and always up...

The app is reliable, easy to use and always up to date Reviewed on: 1st February 2024

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