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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3189 reviews)

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4.90

Based on 3,189 reviews, last reviewed 3rd Sep 2026

87% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very flexible and zero interest and very easy to sho... Very flexible and zero interest and very easy to shopping online and store Reviewed on: 3rd September 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3189)

Really intuitive app, easy to use abroad.

Really intuitive app, easy and cheaper to use abroad. I enjoy the perks too. I have just started the 1p challenge, which is exciting. Overall a great experience. Reviewed on: 10th February 2025

Easy to navigate and understand.

Easy to navigate and understand. Love the flexibility of the payments. Reviewed on: 10th February 2025

A modern and responsible approach to lending, and of...

A modern and responsible approach to lending, and of course, flexible! Reviewed on: 10th February 2025

Nothing to fault about Monzo, I love it

Nothing to fault about Monzo, I love it Reviewed on: 10th February 2025

Innovative banking Always easy.

Always great and easy to use. Great innovation in product. Reviewed on: 10th February 2025

Banked with Monzo for years, 5* service

Banked with Monzo for years, never been a problem, always there when needed. Reviewed on: 10th February 2025

A great credit card with the normal smarts of Monzo.

A great credit card with the normal smarts of Monzo... The new flex build account let me get onto the credit ladder and help me later on in the future Reviewed on: 10th February 2025

Flex is my go to option for larger purchases

Flex is easy to use, super transparent on fees, allows me to repay early and it's directly connected to my Monzo account so I have everything in one place. Reviewed on: 10th February 2025

Smooth and easy to use.

Smooth and easy to use. Also friendly user Reviewed on: 10th February 2025

Financial Control

Monzo has helped me take control of my finances Reviewed on: 10th February 2025

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