Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Flex Purchase credit card reviews

View other Monzo products
4.90
Based on 3,188 reviews, last reviewed 14th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025
JN's avatar
JN
Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Flex Purchase credit card reviews (3188)

A modern and responsible approach to lending, and of...

5
A modern and responsible approach to lending, and of course, flexible! Reviewed on: 10th February 2025
Michael S's avatar
Michael S

Nothing to fault about Monzo, I love it

5
Nothing to fault about Monzo, I love it Reviewed on: 10th February 2025
Mia T's avatar
Mia T

Innovative banking Always easy.

5
Always great and easy to use. Great innovation in product. Reviewed on: 10th February 2025
Mark R's avatar
Mark R

Banked with Monzo for years, 5* service

5
Banked with Monzo for years, never been a problem, always there when needed. Reviewed on: 10th February 2025
David B's avatar
David B

A great credit card with the normal smarts of Monzo.

5
A great credit card with the normal smarts of Monzo... The new flex build account let me get onto the credit ladder and help me later on in the future Reviewed on: 10th February 2025
Ellis Clarke's avatar
Ellis Clarke

Flex is my go to option for larger purchases

5
Flex is easy to use, super transparent on fees, allows me to repay early and it's directly connected to my Monzo account so I have everything in one place. Reviewed on: 10th February 2025
Kat Zien's avatar
Kat Zien

Smooth and easy to use.

5
Smooth and easy to use. Also friendly user Reviewed on: 10th February 2025
Edmer T's avatar
Edmer T

Financial Control

5
Monzo has helped me take control of my finances Reviewed on: 10th February 2025
MMD's avatar
MMD

I have used it for so long and it’s been...

5
I have used it for so long and it’s been amazony Reviewed on: 10th February 2025
Bmartz's avatar
Bmartz

amazing bank

5
amazing bank best!!!! best service best loans, best card Reviewed on: 10th February 2025
Rohit R's avatar
Rohit R

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill