Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2499 reviews)

View other Monzo products

4.96

Based on 2,499 reviews, last reviewed 4th Jun 2025

34% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo flex is very easy to use, I like the flexibili.. Monzo flex is very easy to use, I like the flexibility of the payment plan options whether you want to pay off earlier or extend the fees and interest... Read more Reviewed on: 26th May 2025

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Review Monzo: Flex Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Credit Card reviews (2499)

Simple banking app

I've had no issues with their services. Any add-on services I've setup has been simple and easy to do! Reviewed on: 1st February 2024

Good banking and app is easy to use

Good banking and app is easy to use Reviewed on: 1st February 2024

Just a simple effective banking experience providing...

Just a simple effective banking experience providing everything I need and more. Reviewed on: 1st February 2024

Better than any other bank

Monzo is great, app is simple and fast, fast payments and transfer, customer service is really fast at responding. Better than any other bank. Reviewed on: 1st February 2024

Fantastic bank

Responsive customer support team. Intuitive, accessible mobile banking app. Really easy to set up and modify Monzo flex payments. Saving pots and roundups have helped me organise my funds and boost savings. Reviewed on: 1st February 2024

I cannot fault Monzo.

I cannot fault Monzo. They are always ready to help in every situation. Reviewed on: 1st February 2024

Been with Monzo for a few years now, I am completely...

Been with Monzo for a few years now, I am completely satisfied with their services. Reviewed on: 1st February 2024

I have never had a problem, I feel safe and secure b...

I have never had a problem, I feel safe and secure banking with Monzo and feel in control of my own finances. Reviewed on: 1st February 2024

A bank for the people ..

A bank for the people listening to the needs and providing. Reviewed on: 1st February 2024

Prompt response and early cash availability before...

Prompt response and early cash availability before salary day. Credit facilities is also a top notch. Reviewed on: 1st February 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from The Co-operative Bank 2.74 from 35 reviews
Aqua Credit Card
from NewDay 4.88 from 2844 reviews
123 Credit Card
from Santander 3.89 from 158 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub