Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

View other Monzo products

4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (3086)

The best card.

The best card I have ever had in my life. Easy to control. Reviewed on: 20th February 2024

It is easy to use and very simple to apply.

It is easy to use and very simple to apply. Safe and efficient Reviewed on: 20th February 2024

The app is intuitive and smart, it always does what...

The app is intuitive and smart, it always does what I want it to do, it makes sense and makes banking enjoyable. I feel in control of my account Reviewed on: 20th February 2024

Very friendly and helpful lol the time easy to use t...

Very friendly and helpful lol the time easy to use the app and the customer support team is always great and helpful Reviewed on: 20th February 2024

Easy to work out, payments are shown in a really goo...

Easy to work out, payments are shown in a really good format, give you plenty of options and inform you what your monthly payment will be prior to agreement. Love the service! Reviewed on: 20th February 2024

Brilliant in all things banking.

Brilliant in all things banking. Created solutions in banking before old school banks realised it. Monzo is like the iPhone of banks secure, robust and yet fluently flexible. Reviewed on: 20th February 2024

Having Monzo Flex is so useful!

Having Monzo Flex is so useful! I much prefer it to having a credit card with the more traditional banks, I feel this is much more user-friendly and helps me keep my spending in check, whilst still allowing me to cover the cost of purchases spread over a few months. I've recommended it to friends! Reviewed on: 20th February 2024

I’m very happy with monzo bank very easy to use tran...

I’m very happy with monzo bank very easy to use transfer money an receive Reviewed on: 20th February 2024

easy to use

easy and simple to understand, well written and easy for everyone to use. i would definitely recommend to friends and family Reviewed on: 20th February 2024

Game changer

Yes, I recently tried out the Monzo card and I must say, it has been a game changer in helping me manage my financial situation. The app is user-friendly and provides great insights into my spending habits. Highly recommend giving it a try! #MonzoReview #FinancialManagement. Reviewed on: 20th February 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Credit Card
from NatWest 4.31 from 6 reviews
Credit card
from Chase Bank 4.95 from 376 reviews
Credit card
from first direct 4.13 from 26 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Investments
from Monzo 4.94 from 1110 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub