Write a review

Newsletter

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

View other Monzo products

4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Monzo has been an exceptional bank!

Monzo has been an exceptional bank! I love how much control I have over my finances and how clear it is to identify where my expenses are going. Their app is brilliantly designed with users at the heart of it all, and they never stop working on improvements, identifying opportunities and getting new features. Last year I took the jump to become an investor and they took the time to educate me on the topic, help me understand which was the best option for me and I have complete control over how much I put into my pot. Reviewed on: 9th April 2024

I find it very easy to get through to customer servi...

I find it very easy to get through to customer service and I always get 100 percent satisfaction. Reviewed on: 9th April 2024

Monzo is great

Monzo is a great service and easy to use app- I have never had any issues and have been reached out to if there was any indication of money struggle and knew there was support available if I ever needed, the recent cash back was a great addition and the pots are incredible for organising my paycheck Reviewed on: 9th April 2024

Great helps with saving and budgeting

Great helps with saving and budgeting Reviewed on: 9th April 2024

The card of all cards

Easy to use, fair rates and presented well as a credit option Reviewed on: 9th April 2024

Great, clear user interface, transparent fees.

Great, clear user interface, transparent fees. Reviewed on: 9th April 2024

Simple straight forward with no messing about.

Simple straight forward with no messing about. Reviewed on: 9th April 2024

Foolproof

Super easy and accessible, easy to understand, virtually foolproof Reviewed on: 9th April 2024

Really simple and flexible credit card.

Really simple and flexible credit card. Makes it straightforward to spread the cost of my purchases and make overpayments with no hassle. All easy to manage from the Monzo app. Reviewed on: 9th April 2024

Modern bank

Quick decisions and market leading with Brilliant App Reviewed on: 9th April 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from thinkmoney 4.03 from 3 reviews
Nectar Credit Card
from Sainsburys Bank 3.53 from 97 reviews
Overpay
from Incredible 4.19 from 5 reviews

Want to see more from Monzo?

Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1147 reviews
Current account
from Monzo 4.85 from 19429 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub