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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Student Budgeting

The option to pay in three without any interest is nice, it allows me to budget better for the little income I have as a student. Reviewed on: 20th February 2024

Great customer service with super helpful chat options!

Great customer service with super helpful chat options! Reviewed on: 20th February 2024

Top quality reliable easy to use

Top quality reliable easy to use Reviewed on: 20th February 2024

Generally acceptable card for transaction

Generally acceptable card for transaction Reviewed on: 20th February 2024

Flex is amazing its on another level of lending

Flex is amazing its on another level of lending Reviewed on: 19th February 2024

Easy to set up and use.

Easy to set up and use. Great for travelling abroad with. Reviewed on: 18th February 2024

Made credit card so easy and attractive

Made credit card so easy and attractive Reviewed on: 17th February 2024

Excellent to bank with, 100% recommend

Excellent to bank with, 100% recommend Reviewed on: 17th February 2024

Better than other credit card options.

Better than other credit card options. The flexibility of delaying the payment, setting up payment plans and the transparency of the interest rates is excellent. It has helped me manage my spending exponentially. Not being surprised by inflated % and being able to lower it when I have been able to pay it off earlier has been such a stress reliever. Much better than a traditional credit card that generally just rack up more debt and interest charges. Reviewed on: 16th February 2024

Positive user experience

Excellent user friendly Ui, digestible product comms and good value flex proposition Reviewed on: 15th February 2024

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