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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

It’s Flextime

My experience with Monzo Bank has been very accommodating for they have online banking. When I need to transfer funds and pay bills it can be done at my convenience. It has been a positive experience with personable banking service in a timely manner. My time has been limited so banking must be fast and effective. Monzo flex is very convenient to use anywhere, so I don’t need to carry cash with me for payments. Reviewed on: 9th April 2024

I’ve had a few problems my fault and the agents I ha...

I’ve had a few problems my fault and the agents I have talked to have sorted it out in minutes, I say, pity other companies can’t learn from them Reviewed on: 9th April 2024

Monzo it’s a highly app to use that I will recommend...

Monzo it’s a highly app to use that I will recommend to my family and friends. Since I started with Monzo I can really managed my account wisely Reviewed on: 9th April 2024

I use Monzo Flex and it’s really helping me build my...

I use Monzo Flex and it’s really helping me build my credit score after a tough few years Reviewed on: 8th April 2024

Easiest customer experience ever.

Easiest customer experience ever. Reviewed on: 8th April 2024

Spreading a past purchase

Love the flexibility to spread a purchase that I have already paid for Reviewed on: 7th April 2024

The most transparent credit card that I have used.

The most transparent credit card that I have used. It makes repayment so easy and encourages a healthy relationship with your credit card. Reviewed on: 6th April 2024

Modern day credit card that works for you.

Modern day credit card that works for you. Love the flexibility in repayments and flex options of previous purchases. Reviewed on: 6th April 2024

Love Monzo!

Love Monzo! Have had a Monzo card for 6 years and use it especially when traveling bc no travel fees Reviewed on: 5th April 2024

Innovative, easy to use - puts all my credit card wo...

Innovative, easy to use - puts all my credit card worries to rest Reviewed on: 5th April 2024

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