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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2493 reviews)

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4.96

Based on 2,493 reviews, last reviewed 30th Apr 2025

33950% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

The best experience for me . The best experience for me . I really liked Reviewed on: 30th April 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2493)

Very clear on what they offer and what you pay.

Very clear on what they offer and what you pay. Reviewed on: 18th January 2024

One of the best credit card ever!!!

Monzo Flex Is probably one of the best credit card I’ve ever had. You can choose how you like to pay, 3 months or 1 month with interest free, it’s one of the best features, it will show you the date when the money is coming out of your account and it will keep track of the following transactions. Also , it will give you an update before the money will be taken out of your account so can keep track easily. Unlike other credit cards that I’ve had all of this features are not included and tendencies to forgetting to pay back that is where the interest eats you up. I love Monzo flex and will keep using it because of its handy features, I given big recommendations to my friends and family about Monzo flex. Reviewed on: 18th January 2024

This is how the old banks use to be.

This is how the old banks use to be. Monzo provide great service and offer tools to help me bank the way I want. The power that monzo flex offers is a game changer Reviewed on: 18th January 2024

Monzo flex is brilliant

Monzo flex is brilliant as it allows me to split items on an individual basis unlike a normal credit card Reviewed on: 18th January 2024

My money is safe and happy with Monzo

Easy to use facility, my money feels safe and I feel happy to invest, borrow and save through Monzo. Reviewed on: 18th January 2024

Rethinking Credit Cards

I really like how transparent Monzo flex is and how you're able to really take control of your credit. It allows you to see everything as an individual plan so you can prioritise spending where it counts and it's all in one place which makes it very easy to access! Reviewed on: 18th January 2024

Always positive and good service

Always positive and good service Reviewed on: 18th January 2024

A superb service all round never had an issue really...

A superb service all round never had an issue really useful products ie Flex and Get paid early on wage income Reviewed on: 18th January 2024

Great options,

Great options, rapid customer support, excellent flex options, convenient, pay in instalments when needed comes handy. Reviewed on: 18th January 2024

It's informative and helps customers understand thei...

It's informative and helps customers understand their financial challenges. Reviewed on: 18th January 2024

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