Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2493 reviews)

View other Monzo products

4.96

Based on 2,493 reviews, last reviewed 30th Apr 2025

33950% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

The best experience for me . The best experience for me . I really liked Reviewed on: 30th April 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

Read all reviews Write a review

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Review Monzo: Flex Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Credit Card reviews (2493)

A well thought out product

Well designed, they listen to customer feedback and regularly update it to improve its functionality and UI. Key is that they are transparent at every stage about net costs and fees for the choices you nake Reviewed on: 18th January 2024

Excellent card

Very good banking account especially the free debit card transactions overseas! The flex credit card is so wonderful to pay for items in three chunks! Reviewed on: 18th January 2024

I love monzo!

I love monzo! I have recommended it to so many people. The app looks great and is easy to use. The pots feature is great, and automatic roundups help you to save quickly without really noticing. The flex account is also a great feature. Thanks Monzo for helping me improve my relationship with money! Reviewed on: 18th January 2024

I have had Monzo for years now and flex card is so h...

I have had Monzo for years now and flex card is so handy especially if you are in a pinch!! You can spread costs over a good selection of months with low APR Reviewed on: 18th January 2024

User friendly modern banking

Monzo is so user friendly and the 0% Apr for flex is brilliant. I've not had a single issue using monzo and the getting paid a day earlier is also super useful. Reviewed on: 18th January 2024

I love the Monzo banking app, it has some great feat...

I love the Monzo banking app, it has some great features and is easy to use. The people behind Monzo Flex are nothing short of genius. Banking is actually a pleasurable experience with Monzo. Good work Reviewed on: 18th January 2024

Best Banking Service in the UK!

Monzo provides an excellent service. From baking to Mobil app every is top notch. Monzo flex is an absolute game changer! Best banking service in the UK ! X Reviewed on: 18th January 2024

I love Monzo Flex.

I love Monzo Flex. It is so easy to use and it helps you to keep up with your finances when something unexpected crops up. Reviewed on: 18th January 2024

Easy from day one, never had any issues when banking...

Easy from day one, never had any issues when banking, and a great app to match makes life and financial planning so much easier. Also monzo flex simply beats having any other credit card as you are actually in control of your spending and budgeting. Reviewed on: 18th January 2024

I have experienced the best customer service experie...

I have experienced the best customer service experience Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from HSBC 3.13 from 111 reviews
All in One Credit Card
from Santander 2.47 from 16 reviews
Purchase Credit Card
from Halifax 3.82 from 18 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub