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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2494 reviews)

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4.96

Based on 2,494 reviews, last reviewed 2nd May 2025

34000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

The true meaning of Flex Great transparency and very easy to manage and change agreements or pay off early with no guessing games Reviewed on: 2nd May 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2494)

I have experienced the best customer service experie...

I have experienced the best customer service experience Reviewed on: 18th January 2024

Monzo flex is simple to use and always updated.

Monzo flex is simple to use and always updated. Monzo clearly listens to feedback as I always see little improvements to the product such as changing when you can pie, how many months you can select, or even ordering a physical card! Reviewed on: 18th January 2024

I’ve had flex for a while now and everything is clea...

I’ve had flex for a while now and everything is clear and precise, it’s good that you can pay more off as and when as well Reviewed on: 18th January 2024

Exceptional, a fanatic product revolutionised credit...

Exceptional, a fanatic product revolutionised credit card industry Reviewed on: 18th January 2024

It’s really good , I had great experience with Monzo

It’s really good , I had great experience with Monzo Reviewed on: 18th January 2024

I have been using Monzo bank for a number of years,...

I have been using Monzo bank for a number of years, never gone down, offers levels of services that other banks can only dream, Monzo sets the bar high and keeps clearing that bar. From loans to good rate credit card, I have used banks for 50+ years, only time I have received this level of service and reliability was from a small bank that was taken over, truly a Bank that recognises its customers are it’s life blood and treat them accordingly. Reviewed on: 18th January 2024

Monzo for the win!.

The monzo app is so easy to use. I love I can control my spending on my Flex. I enjoy paying more off as it shows me how much interest I'm saving - it's like a little happy dance! Being able to spend abroad in local currency without raking up massive charges is the best & honestly the only reason I opened a Monzo account. I do use it more and more and have looked into upgrading. Reviewed on: 18th January 2024

i have not had issues with monzo.

i have not had issues with monzo. its a good bank and i am happy to have an account here Reviewed on: 18th January 2024

It’s very easy to use and flex your payments

It’s very easy to use and flex your payments Reviewed on: 18th January 2024

Really great service, has helped me out of a bind mo...

Really great service, has helped me out of a bind more than once. Especially with the current cost of living crisis we all need that help. Having visability of what I have vs what I've flexed is a gamechanger, no flicking between different apps. Also the flexibility of changing how much I can pay, when to pay is amazing Reviewed on: 18th January 2024

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