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Monzo: Flex Purchase credit card reviews

4.95
Based on 2,511 reviews, last reviewed 24th Jul 2025
96% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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2%
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Latest highest rating:

5

Monzo is great! Love the Monzo app, one of the best banking apps out there. So easy to use and manage your finances and super modern. Also love the flex credit card a... Read more Reviewed on: 12th July 2025
Lauren B's avatar
Lauren B

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025
Zack's avatar
Zack

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2511)

Love Monzo best bank out there, Monzo flex is a life...

5
Love Monzo best bank out there, Monzo flex is a lifesaver Reviewed on: 9th April 2024

Monzo has been an exceptional bank!

5
Monzo has been an exceptional bank! I love how much control I have over my finances and how clear it is to identify where my expenses are going. Their app is brilliantly designed with users at the heart of it all, and they never stop working on improvements, identifying opportunities and getting new features. Last year I took the jump to become an investor and they took the time to educate me on the topic, help me understand which was the best option for me and I have complete control over how much I put into my pot. Reviewed on: 9th April 2024

I find it very easy to get through to customer servi...

5
I find it very easy to get through to customer service and I always get 100 percent satisfaction. Reviewed on: 9th April 2024

Monzo is great

5
Monzo is a great service and easy to use app- I have never had any issues and have been reached out to if there was any indication of money struggle and knew there was support available if I ever needed, the recent cash back was a great addition and the pots are incredible for organising my paycheck Reviewed on: 9th April 2024

Great helps with saving and budgeting

5
Great helps with saving and budgeting Reviewed on: 9th April 2024

The card of all cards

5
Easy to use, fair rates and presented well as a credit option Reviewed on: 9th April 2024

Great, clear user interface, transparent fees.

5
Great, clear user interface, transparent fees. Reviewed on: 9th April 2024

Simple straight forward with no messing about.

5
Simple straight forward with no messing about. Reviewed on: 9th April 2024

Foolproof

5
Super easy and accessible, easy to understand, virtually foolproof Reviewed on: 9th April 2024

Really simple and flexible credit card.

5
Really simple and flexible credit card. Makes it straightforward to spread the cost of my purchases and make overpayments with no hassle. All easy to manage from the Monzo app. Reviewed on: 9th April 2024

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