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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Straight forward banking

Best bank I’ve been with nothings ever an hassle when you call Reviewed on: 1st April 2025

The Best Bank Service Ever!!

I have been using two bank apps for past few years, but this is the best and user friendly service I ever had. Easy to do the payments, setup direct debits, savings. I love the service. Keep it up! Reviewed on: 1st April 2025

Flex has helped me in my mission to rebuild my credi...

Flex has helped me in my mission to rebuild my credit score. Reviewed on: 1st April 2025

Instant transfers clear app good savings interest fl...

Instant transfers clear app good savings interest flex useful and interest free for short term borrowing Reviewed on: 1st April 2025

Funny chaps.

Funny chaps. Monzo Flex is the best credit card I've had- interest free over 3 months makes it the most useful card ever. Reviewed on: 31st March 2025

Monzo gave me support on monty matters

Monzo gave me support on monty matters Reviewed on: 31st March 2025

Best bank out there very competitive, gives the best...

Best bank out there very competitive, gives the best exchange rate whilst I was away in Jamaica. Reviewed on: 30th March 2025

Very nice and superb

Very nice and very smooth to operate and use for everyone Reviewed on: 30th March 2025

Monzo is providing good service and friendly app

Monzo is providing good service and user friendly good customer support Reviewed on: 30th March 2025

Good card

For the moment.. Good concept.. Ok Reviewed on: 30th March 2025

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