Write a review

Newsletter

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3189 reviews)

View other Monzo products

4.90

Based on 3,189 reviews, last reviewed 3rd Sep 2026

87% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very flexible and zero interest and very easy to sho... Very flexible and zero interest and very easy to shopping online and store Reviewed on: 3rd September 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3189)

best bank and its totally free with loads of features

Convenient banking which can be used worldwide. I love the savings pots and easy to use investment plans which are a free. Also. The new flex account gives even more flexibility for your money. I have opened an account for my 13 year old with monzo, she absolutely loves it and has already began using the saving pots which is great to help her learn about money. Reviewed on: 1st April 2025

The Monzo Flex Credit Card is fantastic!

The Monzo Flex Credit Card is fantastic! The ability to split my purchases into three interest-free payments has been incredibly helpful and works perfectly for my budget. It's such a convenient feature, and it makes managing finances easier. Monzo continues to impress with its customer-friendly services. Definitely the best bank for me! Reviewed on: 1st April 2025

Straight forward banking

Best bank I’ve been with nothings ever an hassle when you call Reviewed on: 1st April 2025

The Best Bank Service Ever!!

I have been using two bank apps for past few years, but this is the best and user friendly service I ever had. Easy to do the payments, setup direct debits, savings. I love the service. Keep it up! Reviewed on: 1st April 2025

Flex has helped me in my mission to rebuild my credi...

Flex has helped me in my mission to rebuild my credit score. Reviewed on: 1st April 2025

Instant transfers clear app good savings interest fl...

Instant transfers clear app good savings interest flex useful and interest free for short term borrowing Reviewed on: 1st April 2025

Funny chaps.

Funny chaps. Monzo Flex is the best credit card I've had- interest free over 3 months makes it the most useful card ever. Reviewed on: 31st March 2025

Monzo gave me support on monty matters

Monzo gave me support on monty matters Reviewed on: 31st March 2025

Best bank out there very competitive, gives the best...

Best bank out there very competitive, gives the best exchange rate whilst I was away in Jamaica. Reviewed on: 30th March 2025

Very nice and superb

Very nice and very smooth to operate and use for everyone Reviewed on: 30th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from 118 118 Money 4.73 from 5644 reviews
Credit builder credit card
from Vanquis 4.73 from 28696 reviews
Credit card
from Chase Bank 4.81 from 383 reviews

Want to see more from Monzo?

Under 16s account
from Monzo 4.89 from 946 reviews
Investments
from Monzo 4.85 from 1152 reviews
Current account
from Monzo 4.84 from 19431 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub