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My Community Bank : Personal loan reviews

Name: Personal loan
Rating: 4.9 (3219 reviews)

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4.90

Based on 3,219 reviews, last reviewed 27th Dec 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Super quick and easy to navigate, borrowing money ca... Super quick and easy to navigate, borrowing money can be scary this has always felt like a safe space. Reviewed on: 27th December 2025

Latest lowest rating:

1

very helpful and friendly , had no problem whatsoever very helpful and friendly , had no problem whatsoever Reviewed on: 25th March 2025

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About this product

My Community Bank offer personal loans from £1,500 to £25,000.

Loans can be repaid over a term of 12 to 60 months. You can apply for a My Community Bank personal loan online and there are no arrangement fees to pay.

My Community Bank personal loan reviews help you find out what it’s really like to be a customer. If you’ve used My Community Bank before, you can also leave a review and share your experience.

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My Community Bank Personal loan reviews (3219)

Excellent loan service

Application was simple, easy to understand terms and well laid out even on handheld device . Decision was quick and money transferred almost immediately Reviewed on: 8th August 2022

A life line!!

My Community Bank provided me with a loan that proved to be a life line during difficult times for everybody....thank you. Reviewed on: 8th August 2022

Excellent service

I needed a loan quickly- this was effortless and efficient. No issues what so ever…no need for endless phone calls - just all online and did exactly what they say they’d do! Wouldn’t hesitate to recommend. Reviewed on: 8th August 2022

Quick and easy

Good experience and really quick to support me to get back on track with my finances. Thank you :-) Reviewed on: 8th August 2022

Quick, no hassle and there when I needed them.

I have a bit of a poor credit rating and have shied away from applying for loans due to thinking I would be turned down or pay hefty interest rates. When my car died I effectively had no choice as a parent to look at some how raising finance as quick as possible. A quick search via Freedom Finance indicated that Community Bank would be the moist suitable and competitive for my needs. A quick application and 24hsr later the money was in my bank account - thankyou Community Bank. Reviewed on: 8th August 2022

Easy but not perfect

Was easy but was not 100% clear what was happening Reviewed on: 8th August 2022

Excellent interest rate and easy application.

My community bank made it very easy for me to apply for a loan. The interest rate was better than any other provider. I highly recommend this company to anyone looking for a short or long term loan. Reviewed on: 8th August 2022

Professional, reliable and efficient.

Having taken out loan with MCF before, I was certain they could be relied upon to process my loan application efficiently. They were professional and relatable in their communications and the money applied for was in bank account swiftly, once all relevant documentation was in place. I highly recommend MCF to anyone considering taking out a loan. Reviewed on: 8th August 2022

Excellent

What an outstanding company which is very professional and kept things simple and hassle free, I would highly recommend them. Reviewed on: 8th August 2022

Fantastic and quick service

After applying in 48 hours my money was on the account. Correct and safe credit/statement check through a legit website! Highly recommend! Reviewed on: 8th August 2022

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