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Nationwide: Personal Loan reviews

Name: Personal Loan
Rating: 4.41 (41 reviews)

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4.41

Based on 41 reviews, last reviewed 16th Apr 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

69%

17%

2 star

12%

Latest highest rating:

5

We received an excellent load rate from Nationwide We received an excellent load rate from Nationwide due to be an existing customer. It beat all other offers we'd researched. Reviewed on: 16th April 2026

Latest lowest rating:

1

They say they are there for their members, but if yo... They say they are there for their members, but if you need help. They just brush you under the carpet. Reviewed on: 13th March 2024

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About this product

Nationwide personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Nationwide personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Nationwide personal loan, we'd love you to write a quick review too.

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Nationwide Personal Loan reviews (41)

Excellent, very helpful

I was looking for a personal loan and as I am already a customer of nationwide I thought I would check online using there no obligation quote service. I entered all the details they needed and was asked to ring them to process the application further. The number was easy to find and the employee on the other end was very helpful, the whole process was quick efficient and stress free. Would definitely recommend banking with them and looking into other products services they have on offer. Reviewed on: 16th March 2017

Nationwide loan

I was after a good loan deal and the Nationwide one was the best product I could find in terms of length and interest rate. I was accepted and the loan went through very quickly and I was well-informed every step of the way. The information was very clear and I was very happy with the whole process from start to finish. Reviewed on: 24th December 2016

Low interest loan

Had a meeting with the bank and they explained my options. As a current account holder I got a really good low interest loan (under 10%). Reviewed on: 15th November 2016

Very competitive rate & sorted quickly

Nationwide offered me a great personal loan rate, better than I'd seen anywhere else, and it was all sorted relatively quickly. Would definitely use them again. Reviewed on: 26th June 2016

Easy

Wanted a loan as I was buying a new car. Nationwide offered me a good rate and i got a speedy decision from them. The money was transferred to my bank account quickly without any hassle. staff were helpful throughout the whole process Reviewed on: 28th March 2016

Top customer service to relieve concerns

Missed a loan payment after forgetting to transfer funds from another account. After paying the missed payment via debit card via the automated system I received several texts to contact them in regards to my account. Rang the Nationwide and explained the situation and they put my mind at rest straight away explaining that the transaction may take a few days to process but it's nothing to worry about, and to ring them again if it doesn't go through by next week. Reviewed on: 24th February 2016

Offered a £5k personal loan at an amazing time

I was offered a £5k personal loan with Nationwide at a time when we were going through some financial difficulty. The rate we were offered some incredibly low and it helped us to put us back on the right path. I'm not quite sure if it was coincidence or they knew we could use the helping hand, but thankful either way. Reviewed on: 4th August 2015

I like the information and help they pervade

The information if very useful and clear in the details that they provide Reviewed on: 14th April 2015

Fast and easy

Great service, quick transfer. These people get me! Reviewed on: 13th April 2015

Easy application process

I have a flex direct account with Nationwide. They offered me a good deal when I wasn't really thinking about taking out a personal loan, which makes keeping up with repayments nice and easy. Reviewed on: 14th October 2014

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