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NewDay: Aqua credit cards reviews

4.89
Based on 3,309 reviews, last reviewed 20th Apr 2026
14000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always on had to help when needed. Always on had to help when needed. Clear communication, and easy to use app Reviewed on: 20th April 2026
Kemi's avatar
Kemi

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026
Kim's avatar
Kim

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3309)

Great Company

5
Any time I’ve had to call customer service the staff have been amazing and super understanding. Reviewed on: 27th June 2022

The easiest credit builder

5
As a young person wanting to get on the property ladder, AQUA is a great way for me to build my credit score! It’s also very useful for money management and saving. Reviewed on: 27th June 2022

Have had no problems

5
Very good no problems easy app to use excellent Reviewed on: 27th June 2022

Bad credit must

5
Have been able to build my credit limit using this card and app which is so easy to use Reviewed on: 27th June 2022

Outstanding

5
Great customer service, always helpful Reviewed on: 27th June 2022

Poor credit, Aqua helps

5
I've seen a boost to my credit score as well as the ability to access a credit card despite the mistakes of my youth! The credit coach is also a helpful tool and Aqua have been very flexible with payments Reviewed on: 27th June 2022

Great for building credit

5
Have had a seamless experience with Aqua, using their classic card to build credit. The app is simple to use and the Aqua Coach has been helpful to keep an eye on what’s affecting my score. Would recommend to other looking to build credit. Roderick Reviewed on: 27th June 2022

Easy to manage

5
Very easy to manage account via app. Reviewed on: 27th June 2022

Good service

5
Never had issues that haven’t been solved Reviewed on: 27th June 2022

Awesome credit score builder

5
I have been using Aqua for three years now; it is an awesome credit builder for sensible young people who want to improve their credit scores. Reviewed on: 27th June 2022

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