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NewDay: Aqua credit cards reviews

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4.71
Based on 3,313 reviews, last reviewed 13th Jun 2026
94% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Been with NewDay(Aqua for many years. Been with NewDay(Aqua for many years. My exhusband left me with a lot of debt and Aqua were great. Now have a gold card and always pay my as soon as I... Read more Reviewed on: 11th June 2026
Kimberley's avatar
Kimberley

Latest lowest rating:

1

Day time robbery. Day time robbery. Stay away from these thefts. I make a payment of £200, they add £167 interest. I wanted to close my balance in full and got a verbal... Read more Reviewed on: 13th June 2026
Umut Alpkan's avatar
Umut Alpkan
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About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3313)

No perks

3
The Aqua credit card, well it's ok but has no perks really Reviewed on: 30th November 2016
Hayley Marie's avatar
Hayley Marie

Do not touch them keep well away! New Day is a nightmare

1
Do not under any circumstances touch this company no matter how much you want a credit card. They charge you no matter what, apr is massive, access to online account, well once you are late online is none existent, you offer to pay by DD but refused if you account is behind??? They get your address wrong and you pay for it, no statements, but its your fault even though you gave them the right address. Awful company, unfair! Wish I had never done it. Reviewed on: 6th November 2016
iliff's avatar
iliff

Great for building credit history and when others say 'no'.

4
If, like me, you've moved fairly recently to the UK and have had to start your credit and banking history from scratch, the Aqua Advance Credit Card is a good starting point. They say 'yes' where others say 'no' - probably best to try credit card application simulators to check your chances of getting accepted by any provider before collecting too many hits on your credit history. Applying and using your card is really simple and you'll get text and email reminders to pay your statement on time. The website is not the most intuitive of all, but after searching around a bit, you'll usually find what you need. After half a year of using the card responsibly and paying in full every month I asked for a credit limit increase which was promptly granted. The rates are very high, but if you always pay in full, it doesn't make that much difference since you're not paying them anyway. And in the meantime you'll be able to build your credit history and make way for getting better deals down the road. Reviewed on: 26th August 2015
CSM's avatar
CSM

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