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NewDay: Bip Credit Card reviews

4.91
Based on 2,286 reviews, last reviewed 17th Apr 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
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7%
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0%
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0%
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0%

Latest highest rating:

5

It's very easy to use. It's very easy to use. Clear communication. Reviewed on: 17th April 2026
Theano 's avatar
Theano

Latest lowest rating:

1

Terrible company that are always right and the custo... Terrible company that are always right and the customer is always wrong. They have the cheek trying to correct what you say you have already told them... Read more Reviewed on: 16th April 2026
Martin Peters 's avatar
Martin Peters

About this product

Bip offer a cardless, digital credit facility.

You can apply for Bip credit without impacting your credit rating. If you’re approved, you can set up Bip in Apple Pay or Google Pay. Bip credit provide 24/7 support, the ability to set spending caps and full account information in the app.

Bip reviews help you find out what it’s really like to be a customer. If you’ve used Bip before, you can also leave a review and share your experience.

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NewDay Bip Credit Card reviews (2286)

Easy fro start to finish

5
Everything u need and easy to use from being very helpful from starting an account to continually using easy no hassle Reviewed on: 9th February 2023

Great

5
Needed a credit card to build my credit and this has been great for that. Customer service and the functionality of the app are also brilliant Reviewed on: 9th February 2023

Excellent Product

5
Bip is easy to use, and you don't need another card just to access credit. It works on my phone and it was instant to get started. Highly recommended Reviewed on: 9th February 2023

Easy friendly service

5
Never had any issues, always easy to communicate with and easy to pay or uplift credit limits Reviewed on: 9th February 2023

New to the country

5
As a recent arrival to the UK this has helped me very quickly build a positive credit record. Thank you! Reviewed on: 9th February 2023

Newday new start

5
I have been with new day for a while , and have few different products with them. The customer service is very good , problem solving is at a high standard and quality of service and options are lot better then higher brands like barclays or HSBC. Reviewed on: 9th February 2023

Clean and Simple Application & Credit Card

5
From the very start applying for a BIP credit card is quick and easy, the easy application makes it simple that all the regulatory information is clear and easy to understand. Once you are approved there's no waiting around, simply add the card to a digital wallet. The account is managed by a very simple and effective app, with the ability to set spending caps and interact through their in app mailbox. Servicing the card is also done via the app, and if you manage your account well then credit limit increases are offered several times a year. Overall, my first impression was that of a clean simple bank. Having used the card for over a year, I have had multiple credit increases due to how the account is managed. Excellent communication via the app inbox and to top if off they offer BIP customers discounts on select companies. Reviewed on: 9th February 2023

Great experience

4
Perfect for rebuilding my credit score, easy to use - great! Reviewed on: 9th February 2023

Best credit card I have had

5
So easy to use, app is clean and quick Reviewed on: 9th February 2023

Excellent

5
Everyone has problems and they are willing to listen and are very helpful Reviewed on: 9th February 2023

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