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NewDay: Bip Credit Card reviews

Name: Bip Credit Card
Rating: 4.78 (2286 reviews)

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4.78

Based on 2,286 reviews, last reviewed 17th Apr 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It's very easy to use. It's very easy to use. Clear communication. Reviewed on: 17th April 2026

Latest lowest rating:

1

Terrible company that are always right and the custo... Terrible company that are always right and the customer is always wrong. They have the cheek trying to correct what you say you have already told them... Read more Reviewed on: 16th April 2026

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About this product

Bip offer a cardless, digital credit facility.

You can apply for Bip credit without impacting your credit rating. If you’re approved, you can set up Bip in Apple Pay or Google Pay. Bip credit provide 24/7 support, the ability to set spending caps and full account information in the app.

Bip reviews help you find out what it’s really like to be a customer. If you’ve used Bip before, you can also leave a review and share your experience.

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NewDay Bip Credit Card reviews (2286)

Good experience and free Brit award tickets!

Good experience and free Brit award tickets! Reviewed on: 22nd January 2024

Excellent, easy to use and understand the statements.

Excellent, easy to use and understand the statements. Reviewed on: 22nd January 2024

Happy, responsible lender 5*

Always happy to help when needed, apps are simple and super easy to use. Very responsible when offering credit Reviewed on: 22nd January 2024

Very good am happy with the service

Very good am happy with the service Reviewed on: 22nd January 2024

Best bank by far, always there to help when needed

Best bank by far, always there to help when needed Reviewed on: 22nd January 2024

Been with them for a while.

Been with them for a while. Got no complaints at all. Been 5* Reviewed on: 22nd January 2024

Increased interest rate without telling me

I took out BIP because of my poor credit score. The int rate was high at 49% but I took it anyway. I didn’t use it right away but when I did use it the int rate jumped suddenly to over 52%!!!!!!!! The Company did not inform me of this until I noticed it on my mobile app. Not good. Reviewed on: 10th November 2023

Worst credit card company.

I had a refund on 11th of july and took them 4 months to process it on my bip account , i spoke with customer service at lest 50 times regarding same matter and nothing was sort it ,also they have a high interest and they take advantage of people who struggle . Greedy company with the worst customer service . Reviewed on: 14th October 2023

Brilliant

Unreal I would b lost without my Bip now Reviewed on: 4th June 2023

Great product. This product really helped me out when I most needed it...

I had just started to turn my life around (financially) and got the opportunity to get £1200 with a BIP card and account. Having this extra cash to use at the end of the month has been amazing, especially because if you clear your balance each month you are not charged for borrowing it. Five stars all the way! Reviewed on: 30th May 2023

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