Smart Money People Logo

NewDay: Bip Credit Card reviews

4.91
Based on 2,284 reviews, last reviewed 7th Mar 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great app and service . Great app and service . Easy to use, clear and shows me what I need and when. Solved a recent issue quickly and without any issues or drama Reviewed on: 7th March 2025
Keith M's avatar
Keith M

Latest lowest rating:

2

Increased interest rate without telling me I took out BIP because of my poor credit score. The int rate was high at 49% but I took it anyway. I didn’t use it right away but when I did use it th... Read more Reviewed on: 10th November 2023
Chris's avatar
Chris

About this product

Bip offer a cardless, digital credit facility.

You can apply for Bip credit without impacting your credit rating. If you’re approved, you can set up Bip in Apple Pay or Google Pay. Bip credit provide 24/7 support, the ability to set spending caps and full account information in the app.

Bip reviews help you find out what it’s really like to be a customer. If you’ve used Bip before, you can also leave a review and share your experience.

Review NewDay: Bip Credit Card now

Help others make smarter decisions by sharing your own experience. Write a review

NewDay Bip Credit Card reviews (2284)

Great credit card to build credit score

4
I applied for BIP as a way to rebuild my credit score and it’s been working great for me I receive everything on the app and this has been really easy to keep up with what I’m spending and Tailoring the payments to suit me as a individual. I can pay more off when I want to lower the overall amount of credit I used. Reviewed on: 9th February 2023

Just brillant!

5
Great alternative for traditional credit card So easy application process, instant decision and access to credit line. This is literally a credit card but without physical piece of plastic. It can be used almost everywhere by Google/Apple pay or long numbers, expiry date and CVV. Highly recommend Reviewed on: 9th February 2023

Simplicity at its best

5
Having the ability to have a virtue card which if needed you can get the number of is brilliant. Simple to use, simple to pay, simple to check balances and simple to control spending makes this a must choice if you need a new card. Reviewed on: 9th February 2023

Very easy to use.

5
No hassle credit, uses your phones so no cards to be stolen. Easy to adjust how much you pay and tells you how much interest you will save. Worthwhile credit limit and keeps u informed about payment dates Reviewed on: 9th February 2023

Great service

5
Love bip easy to use great service ,love it Reviewed on: 9th February 2023

The best!

5
I think the service is amazing, very straightforward, easy to manage and stay on top of. Great for people that is new to credit cards and/or want to increase credit score. Reviewed on: 9th February 2023

Great all round

5
Really good service and great all round x Reviewed on: 9th February 2023

Great bank

5
Easy to use app, and helpful staff when needed Reviewed on: 9th February 2023

Fantastic ... that is all!

5
Simple online application, user friendly app, allows you to stay in control. It never fails. Reviewed on: 9th February 2023

Great App

5
Everything possible can be performed on the Bip App and as a bonus payments made by mobile. Reviewed on: 9th February 2023

Do you have a different NewDay product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from NewDay?

  • Opus Credit Card

    from NewDay 5.00 from 3 reviews
    NewDay
  • Marbles Credit Card

    from NewDay 4.90 from 538 reviews
    NewDay
  • Aqua credit cards

    from NewDay 4.88 from 2845 reviews
    NewDay
    View all products