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NewDay: Bip Credit Card reviews

4.78
Based on 2,286 reviews, last reviewed 17th Apr 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

It's very easy to use. It's very easy to use. Clear communication. Reviewed on: 17th April 2026
Theano 's avatar
Theano

Latest lowest rating:

1

Terrible company that are always right and the custo... Terrible company that are always right and the customer is always wrong. They have the cheek trying to correct what you say you have already told them... Read more Reviewed on: 16th April 2026
Martin Peters 's avatar
Martin Peters

About this product

Bip offer a cardless, digital credit facility.

You can apply for Bip credit without impacting your credit rating. If you’re approved, you can set up Bip in Apple Pay or Google Pay. Bip credit provide 24/7 support, the ability to set spending caps and full account information in the app.

Bip reviews help you find out what it’s really like to be a customer. If you’ve used Bip before, you can also leave a review and share your experience.

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NewDay Bip Credit Card reviews (2286)

BIP AT ITS BEST

5
Nice Cardless Credit, very easy n convenient....highly recommended Reviewed on: 9th February 2023

A must have virtual card!

5
Best credit card in the UK, easy to use, great benefits and the best part is that you add it to your smartphone and it just makes your shopping life funkier. Reviewed on: 9th February 2023

Great credit card to build credit score

4
I applied for BIP as a way to rebuild my credit score and it’s been working great for me I receive everything on the app and this has been really easy to keep up with what I’m spending and Tailoring the payments to suit me as a individual. I can pay more off when I want to lower the overall amount of credit I used. Reviewed on: 9th February 2023

Just brillant!

5
Great alternative for traditional credit card So easy application process, instant decision and access to credit line. This is literally a credit card but without physical piece of plastic. It can be used almost everywhere by Google/Apple pay or long numbers, expiry date and CVV. Highly recommend Reviewed on: 9th February 2023

Simplicity at its best

5
Having the ability to have a virtue card which if needed you can get the number of is brilliant. Simple to use, simple to pay, simple to check balances and simple to control spending makes this a must choice if you need a new card. Reviewed on: 9th February 2023

Very easy to use.

5
No hassle credit, uses your phones so no cards to be stolen. Easy to adjust how much you pay and tells you how much interest you will save. Worthwhile credit limit and keeps u informed about payment dates Reviewed on: 9th February 2023

Great service

5
Love bip easy to use great service ,love it Reviewed on: 9th February 2023

The best!

5
I think the service is amazing, very straightforward, easy to manage and stay on top of. Great for people that is new to credit cards and/or want to increase credit score. Reviewed on: 9th February 2023

Great all round

5
Really good service and great all round x Reviewed on: 9th February 2023

Great bank

5
Easy to use app, and helpful staff when needed Reviewed on: 9th February 2023

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