Now in their fourth year, the Consumer Credit Awards help to find the best products, hottest innovations and most trusted consumer credit brands in the industry. Unlike most financial awards, the Consumer Credit Awards are voted by customers, not a voting panel.

Our mission is to put customers at the heart of the industry, and to become a go-to resource for consumers looking for the best credit providers. Michael Fotis, founder of Smart Money People said, “timely access to credit remains important for millions of UK consumers. Every year the Consumer Credit Awards ask customers to help us find the UK’s best credit firms. And with more competition and innovation in the market, we can’t wait to see which firms will take home a Consumer Credit Awards in 2019.”

Since 2017, over 50,000 consumers have helped to decide the winners, and the awards have been featured in a range of publications including The Guardian, Spectator Money and Smart Money People, alongside trade titles such as CCR Magazine, Loan Talk, Motor Trade News and Credit Connect.

How can you take part?

The truth is, the Consumer Credit Awards are nothing without you. By sharing your honest feedback and casting a vote, you will help us find out which credit providers should take home an award in 2019, be it household names, FinTech newcomers, or even small credit unions. Moreover, one lucky voter will win £1,000! (link to our T&Cs can be found on the voting page).

Key Dates

Voting commences: 8th April 2019

Finalists announced: 10th June 2019

Voting ends: 23rd June 2019

Winners announced: 11th July 2019

2019 Categories

This year, we have 23 categories available, and we’re aiming to ensure that the Consumer Credit Awards reflect the changing face of the industry, and celebrate a diverse range of firms.

6 top level awards (open to all types of consumer credit firms)

Firm of the Year

Innovation of the year

Customer Service Champion

Treating Customers Fairly Champion

Digital Champion

Best Newcomer

13 product specific awards

Best Bridging Finance Provider

Best Car Finance Provider

Best Consumer Credit Broker

Best Credit Card Provider

Best Credit Report Provider

Best Employee Benefit Provider

Best Guarantor Loan Provider

Best Loan Provider (lending <£2.5k)

Best Loan Provider (lending >£2.5k)

Best Logbook Loan Provider

Best P2P Lending Platform

Best Pawnbroker

Best Retail Finance Provider

5 partner specific awards

Technology Partner of the Year

Collections Partner of the Year

Innovation of the Year (Partner)

Legal Partner of the Year

Marketing Partner of the Year

Your turn to get involved.

Voting takes just 2 minutes. If you’re a consumer and want to vote for a credit provider click here.

And if you work for a credit provider, and want to vote for one of your suppliers/partners, please click here.

If you’d like to find out more about the Consumer Credit Awards, you can reach the Smart Money People team on [email protected] / 0203 859 9248.