Smart Money People Logo

OakbrookAdvance (formerly Finio Loans): Personal loan reviews

4.90
Based on 6,788 reviews, last reviewed 22nd Apr 2026
22% decrease in 5 star reviews
in the past 90 days
46% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very happy with the service provided. Very happy with the service provided. Easy process to apply for loan. Reviewed on: 22nd April 2026
Nico's avatar
Nico

Latest lowest rating:

2

First loan good ,downhill since then Every week they send automated email you can top up your loan ,which always says sorry not this time Reviewed on: 17th April 2026
Mike ireland's avatar
Mike ireland

About this product

With OakbrookAdvance, you can borrow between £1,000 and £5,000.

OakbrookAdvance loans can be used for all needs including home improvements, debt consolidation, weddings and car loans. You can check your eligibility for a loan before you apply so it won't affect your credit score.

OakbrookAdvance loans reviews help you find out what it’s really like to be a customer. If you’ve used OakbrookAdvance before, you can also leave a review and share your experience.

Review OakbrookAdvance (formerly Finio Loans): Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

OakbrookAdvance (formerly Finio Loans) Personal loan reviews (6788)

Although I got my loan very quick your interest rate...

5
Although I got my loan very quick your interest rates is high Reviewed on: 15th April 2026

Well paid on time all the time hoping for a top up n...

2
Well paid on time all the time hoping for a top up nothing Reviewed on: 15th April 2026

Great Company

5
For me no problems would use them again Reviewed on: 15th April 2026

Prompt and professional staff.

5
Prompt and professional staff. The process for applying for loan is easy and straightforward. Reviewed on: 15th April 2026

I took out a loan to clear debt.

5
I took out a loan to clear debt. Application was easy and straight forward when applying. Got a decision the next day and the money was in my account shortly after. Direct debit set up, so no worrying about the repayments. Reviewed on: 15th April 2026

It’s all perfect and professional

5
It’s all perfect and professional Reviewed on: 15th April 2026

Exellent in terms of providing loans

5
Exellent in terms of providing loans Reviewed on: 15th April 2026

Stress free experience, wonderful customer service a...

5
Stress free experience, wonderful customer service and easy access to online account. A problem was quickly and efficiently resolved. Reviewed on: 15th April 2026

Simple effective and efficient

5
Really straight forward and effective process very informative service and funds transferred quickly. Easy to manage repayments great communication and feel very satisfied with the overall service. Reviewed on: 15th April 2026

You get what they say you get.

5
You get what they say you get. ZERO swindling. A lender that you can trust and lean on when things get tough. I had a period of financial difficulties while paying back the loan. I managed to finish it all because you did not put iron bars on my shoulders by accumulating interest and charges like others do. Instead you held my hand to recovery and enablement. Reviewed on: 15th April 2026

Review OakbrookAdvance (formerly Finio Loans): Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review