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Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Mint people mint service

5
Above and beyond to help customers never had any issues Reviewed on: 4th August 2023
Michael 's avatar
Michael

Simple process

5
Unsure when I signed up of the process but am totally comfortable with the acceptance and terms and info supplied .I get emails and tx messages every month 3 days before payment so I'm never guessing. Great service have recommended to friends and certainly will use service again Reviewed on: 4th August 2023
Alan Bevan's avatar
Alan Bevan

Easy to use. No nonsense provider

5
Easy to use with a great customer service and very transparent. No nonsense pay scheme and easy to use. Reviewed on: 4th August 2023
James 's avatar
James

Best creditors x

5
They are always there to help with any enquiry and they make you feel so safe and welcomed! Nothing is hidden and everything is explained in detail! Reviewed on: 4th August 2023
Amz's avatar
Amz

Class 5*

5
No problems at all, easy to use. Reviewed on: 4th August 2023
Brent Tron's avatar
Brent Tron

EXCELLENT service & Support

5
Extremely helpful & All forms of communication back were very efficient. Highly recommended Reviewed on: 4th August 2023
Matt Rackley's avatar
Matt Rackley

Great folks

5
Easy to apply and smooth process. Thank you again folks Reviewed on: 4th August 2023
Sw's avatar
Sw

Phone

5
Easy to set up I have used it twice now Reviewed on: 4th August 2023
Jacky 's avatar
Jacky

Excellent service

5
Prompt and efficient service to use minimum hassle excellent consumer finance options would use again Reviewed on: 4th August 2023
Bollocks Bollocks's avatar
Bollocks Bollocks

Brilliance

5
Amazing customer service - easy to navigate website- 0 hassle! Reviewed on: 4th August 2023
Helen JOHNSTON's avatar
Helen JOHNSTON

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