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Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
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1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Fair and helpful

5
I have nothing bad to say to about payl8r. Any time I have needed any help customer care have been top notch! Highly recommend Reviewed on: 4th August 2023

The best company with the best deals!

5
I’ve had a great experience with payl8r, there’s been times where my transaction has not gone through and they’ve extended my payments, i am really grateful for them. Reviewed on: 4th August 2023

Brilliant

5
Easy to communicate with and very reliable. Reviewed on: 4th August 2023

Outstanding service

5
An amazing service that helps peoples finacial situations. The many options for different payment plans helps and is very user friendly Reviewed on: 4th August 2023

Easy payments

5
Easy payments and great notification from them. Would use them again. Reviewed on: 4th August 2023

The best finance

5
Used this company so i could have my hair done as a pamper session after the premature birth of my baby. Thanks to this company i got my confidence back and felt amazing ❤️ Reviewed on: 4th August 2023

Quick and easy way to pay

5
Great company. Efficient and easy way to pay for purchases with good repayment options. Reviewed on: 4th August 2023

Good

5
Had no problem with the finance was easy to apply for and let me in advance when it was due to be paid Reviewed on: 4th August 2023

Great

5
Very quick and easy to sort out the finance for my purchase! Easiest one I have ever used! Reviewed on: 4th August 2023

Best experience! Used multiple times!

5
I have used payl8r for my hair extensions off of dutchess Salon, payl8r are always great at giving the information such as the deposit amount and then dividing it into how many months you want and telling you how much interest you will on how long you choose to take the Loan over! They are so great if you have fallen behind on payments they are more than welcome to help out or give you extra time to pay it back with no extra fee until the date given which is about 28 days! It’s just so great to know that a company like this is there to help anyone with anything even if it might be treating yourself! Reviewed on: 4th August 2023

Review Payl8r: Buy now pay later now

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