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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Paylater review

5
It was easy to apply and quick decision with multiple plans (payment options). Flexible Reviewed on: 4th August 2023
Dhanya Krishnakumar's avatar
Dhanya Krishnakumar

Unique company

5
Had problems with a monthly payment, they happily extended this for me! Made my life much easier Reviewed on: 4th August 2023
Sarah 's avatar
Sarah

Very nice

5
Very helpful and friendly and good Reviewed on: 4th August 2023
Marie Miller's avatar
Marie Miller

Friendly costumer service

5
I’ve had an amazing service when I spoke with the guys working from the company. Clear communication and really helpful people. Reviewed on: 4th August 2023
Jose Luiz 's avatar
Jose Luiz

Unbelievable loan

5
Took little to no time to get a response was quick was accepted Straight away couldn’t have had a better experience thank you 10/10 would recommend Reviewed on: 4th August 2023
Connor's avatar
Connor

Very happy

5
Very happy 5* you should buy from them Reviewed on: 4th August 2023
Philip Austin-moss's avatar
Philip Austin-moss

Brilliant service

5
Brilliant service, get an answer same day would definitely recommend Reviewed on: 4th August 2023
Kirstygarnett's avatar
Kirstygarnett

Easy to use

5
Easy to set up and manage helpful services. Reviewed on: 4th August 2023
Ollie Nield's avatar
Ollie Nield

Wrong fees shown

1
They showed me a plan of payments. When i accepted the deal the payment were more than they had specifoed. Bad company. Avoid if you can. Luckily i could afford the new price and it was an item i could not do without. Reviewed on: 4th August 2023
Chris Richards's avatar
Chris Richards

Payl8r service 10/10

5
Payl8r enabled me to purchase a part for my car, great service Reviewed on: 4th August 2023
Barry Rapley's avatar
Barry Rapley

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