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Payl8r: Buy now pay later reviews

4.81
Based on 4,218 reviews, last reviewed 11th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4218)

Great service

5
Very helpful would recommend! Definitely using this service again Reviewed on: 19th May 2023

Best ever

5
Reliable and straight forward not complex or misleading Reviewed on: 19th May 2023

Super easy to set up and use!

5
So easy to set up, paid my balance of early and the team who assisted were super helpful! Amazing Customer service and and excellent way to spread the cost over as many months as you need. Reviewed on: 19th May 2023

Very easy method of payment

5
Very easy and convenient method of payment for me when I was unable to pay in one lump sum, the cost was spread brilliantly and reminders given to prompt no missing of payments and constant reminders of any help through emails and messages if needed. Reviewed on: 18th May 2023

Very simple and straight forward service

5
Easy application and various repayment options available. Helpful information. Would definitely recommend :) Reviewed on: 18th May 2023

Wowsers

5
Absolutely amazing service and support from this company. Being a new customer I was somewhat weary of joining/applying for buy now pay later but they kept me informed every step of the way and are still keeping me informed on upcoming payments that are due. Even though my purchase was relatively small, I'm happy to be a new customer with Payl8r. Keep up the good work guys and girls. Reviewed on: 18th May 2023

Amazing

4
So affordable, accessible overall really good service Reviewed on: 18th May 2023

Great company, great service

5
Payl8r helped me pay for driving lessons and my tests. i would no have been able to do this when i needed to without this great company Reviewed on: 18th May 2023

Great straight forward service

5
Good customer service great help and clear answers. Overall definitely would recommend using them Reviewed on: 18th May 2023

Very good company

5
I had very good experience. O split the payment for 6 months and I didn't feel it at all. The money goes directly from my bank account and very honest company. Reviewed on: 18th May 2023

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review