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Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Highly recommend payl8r!!!!!

5
I needed to pay for a business course, and the company I was training with offered payl8r. It was such an easy loan to set up and has really helped me being able spread out the cost. They let you know three days before when your payment is due to come out of your bank. Highly recommend this company. Reviewed on: 19th May 2023

A great way to get something you love and spread the cost at a price that is affordable

5
Great experience. A great way to get something you want now, and spread the cost in manageable payments. No need to wait and save. Reviewed on: 19th May 2023

No fuss

5
Always quick to respond and set up the payment plans, quick efficient and stress free, couldn't be happier and would highly recommend using Payl8r to all my friends and family. Reviewed on: 19th May 2023

Spot in.

5
Great service, easy to set up and given plenty of notice to upcoming payments. Reviewed on: 19th May 2023

Good until this survey

3
Seems crooked to offer a reward for a review. Service was good. Reviewed on: 19th May 2023

Excellent

5
A very good company to deal with Great communication from start to finish. Reviewed on: 19th May 2023

Simple ways to make payments and also good customer service

3
The payments are nice and easy and simple to set up. Customer service has also been helpful when I've needed to contact them regarding an issue with a company of who I have a payl8r payment plan with and they have been helpful, given me advice and support and are also keeping me update with progress of my issue. Reviewed on: 19th May 2023

Easy

5
Very easy to use and great customer service Reviewed on: 19th May 2023

Game changer

5
So impressed with payL8r it lets you afford the nice things in life and spread the payments out. Highly recommended Reviewed on: 19th May 2023

Great Service 100%

5
I am a first timer using pay later and the process was smooth and satisfying.would use them in the future. World would be better if everthing we buy first and pay later like payl8ter Reviewed on: 19th May 2023

Review Payl8r: Buy now pay later now

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