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Payl8r: Buy now pay later reviews

View other Payl8r products
4.81
Based on 4,218 reviews, last reviewed 11th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4218)

Good

5
Excellent and good service and quick Reviewed on: 18th May 2023
Nam Ho's avatar
Nam Ho

Really easy to use

5
Have used a 6 mont plan with Payl8r. Very easy to use both clear with payments and managing accounts online. Very smooth experience. Reviewed on: 18th May 2023
Nimrah Khan's avatar
Nimrah Khan

Easy to set up and use

5
Overall experience was easy throughout and really helpful for me to get the new phone I wanted Reviewed on: 18th May 2023
Zoe Croft's avatar
Zoe Croft

Amazing Trustworthy finance option !

5
Had no issues and so simple to use ! Would highly recommend and lovely staff. Reviewed on: 18th May 2023
mollie cook's avatar
mollie cook

best financer

5
hands down beat all klarna, clear pay or any others i can say that with no doubt and it's just a smooth process Reviewed on: 18th May 2023
zim baba's avatar
zim baba

Good way to pay

4
Great way to have what you want and pay with three payments when cash is tight Reviewed on: 18th May 2023
Louise Nelson's avatar
Louise Nelson

Nice & Easy

5
Great experience, nice and easy to deal with and always warned before payments are taken. Really happy with the service. Reviewed on: 18th May 2023
matt the bass player's avatar
matt the bass player

Quick & Effective

5
Quick and effective service from start to finish even when I struggle with downloading information in completing the process Reviewed on: 18th May 2023
Tony Scowen 's avatar
Tony Scowen

Great Service and easy to use

5
Fantastic Service for spreading the cost of many everyday items. Get More Time to Pay if you are in a pinch, with just a Small monthly Payment Plan you Can get extra Time to pay for the items you need or want and Spread the cost at No extra charge. Pay the whole price but not straight away pay the first installment then pay the rest with a small Monthly Payment plan that suits you better. Great Service with flexibility built in A+ 5* Service Reviewed on: 18th May 2023
Simon wies's avatar
Simon wies

So simple to apply

5
Quick and easy with great notifications on augments due prior to them being taken Reviewed on: 18th May 2023
Jeremy Constable's avatar
Jeremy Constable

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