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Payl8r: Buy now pay later reviews

View other Payl8r products
4.81
Based on 4,218 reviews, last reviewed 11th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4218)

Quick and Easy

5
I’ve used pay l8r three times over a year and I fully recommend. It’s quick and easy to go through the application. You can customise your payment date and update details with ease online. Have recommended to a couple of friends and would continue to use in future Reviewed on: 18th May 2023
Hayl's avatar
Hayl

Great service very helpful good prices

5
Excellent place to buy stuff and very helpful and also very cheap plus it helps me out that u can pay monthly Reviewed on: 18th May 2023
Derek Bartholomew's avatar
Derek Bartholomew

Amazing!

5
I highly recommend this company as I was wanting to buy hair extensions and they are quite expensive so i looked into it and I found that this was the best out of all the other options out there. I pay monthly at no extra cost, I’ve had no problems with using the service and have been using it for a good few years now and will continue to do so. It’s very easy setting an account up also, with anyone wanting to get something that’s quite pricey I’d definitely go with Payl8r! Thankyou for your brilliant service! Reviewed on: 18th May 2023
Courtney Leigh Foote 's avatar
Courtney Leigh Foote

Life saver!

5
I urgently needed hair removal treatment to treat my PCOS facial hair and Payl8r gave me the hope to make this affordable. The customer service is always 10/10, they’re so understanding and empathise with your situation. It’s the best finance company I’ve come across so far! Reviewed on: 18th May 2023
Amz's avatar
Amz

Very good

5
Easy to use, very good customer service Reviewed on: 18th May 2023
Pierce Vandoozlehoff's avatar
Pierce Vandoozlehoff

Great service

5
Used Payl8r to get a gift for my husband which I couldn't pay out right. Great repayment plan, always updating and informing you of payments. Would use again and recommend. Reviewed on: 18th May 2023
Malcolm Hadden's avatar
Malcolm Hadden

Easy and reliable

5
So easy to apply for and means you can get treatments without being in financial difficulty. Spreading payments makes it much more pleasing Reviewed on: 18th May 2023
Amyayla1's avatar
Amyayla1

Easy and affordable small spread out payments.

5
Always use payl8ter when I can. The payments are small and manageable. payl8ter is convenient as I don’t have to wait for a full refund when I return an item if I’ve spread the payments out. Reviewed on: 18th May 2023
Hollie D's avatar
Hollie D

Saved the day!

5
Payl8r allowed me to treat myself to something I’d not usually have been able to afford, at a point in life when I’d really been going through it. The treatment I bought made me feel like myself again and I’d never have been able to afford it without the payl8r option. The process was super quick and drama free and Really made it all the more enjoyable Reviewed on: 18th May 2023
sarah Barnett's avatar
sarah Barnett

Great

5
I missed a payment on my account and they was really helpful over the phone. They also let me change my payment date with no issues. Would highly recommend Reviewed on: 18th May 2023
Jasmine Hampson's avatar
Jasmine Hampson

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