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Payl8r: Buy now pay later reviews

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4.89
Based on 4,221 reviews, last reviewed 11th Jan 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4221)

Was easy to set up, was clear on payments.

5
Was easy to set up, was clear on payments. Reviewed on: 11th July 2025
Loren t's avatar
Loren t

Simple and easy, great finance and great customer se...

5
Simple and easy, great finance and great customer service Reviewed on: 11th July 2025
Louise W's avatar
Louise W

Easy to use and efficient to meet my immediate needs...

5
Easy to use and efficient to meet my immediate needs Reviewed on: 11th July 2025
OLALEKAN I's avatar
OLALEKAN I

Easy, efficient, quick service!

5
Very quick and efficient, easy application. Reviewed on: 11th July 2025
Karis C's avatar
Karis C

Super Easy and Reliable

5
Always easy and reliable service, making payments easier over time. Reviewed on: 11th July 2025
Robbie's avatar
Robbie

Excellent and so convenient

5
Never had any issues. Has allowed me to pay for my services and spread the cost making it so much more affordable Reviewed on: 11th July 2025
rach's avatar
rach

Will continue to use

5
Have used multiple times and each application has been simple, quick and easy! I have recommended payl8r to multiple friends and family and will continue to use their services. I love having the option to spread my payments and not having the worry to pay for things completely up front. Reviewed on: 11th July 2025
Hetty Watts's avatar
Hetty Watts

I used payl8ter for my crash driving course and it w...

5
I used payl8ter for my crash driving course and it was great finance at a good interest rate. Reviewed on: 11th July 2025
Lilly C's avatar
Lilly C

Simple, fast and easy.

5
Setting up an account was simple, fast and easy. Payments were taken vis direct debit without any issue. Reviewed on: 11th July 2025
Cass's avatar
Cass

Very easy, very quick and very helpful staff

5
Very easy, very quick and very helpful staff Reviewed on: 11th July 2025
Josh L's avatar
Josh L

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