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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Great service

5
No issues. No drama, good company Reviewed on: 12th August 2022
Andy Ward's avatar
Andy Ward

Awesome company

4
Their service is second to none. Reviewed on: 12th August 2022
B B's avatar
B B

Helped me pay for my hair extensions

5
And now I get loads of complimenys Reviewed on: 12th August 2022
Hollie Giles's avatar
Hollie Giles

Payl8r is a massive saver

5
I used payl8r to spread the cost of a.tattoo covering up a scar. Spreading.the cost.enabled me to have my tattoo right away and I was always informed when my payment was.due and what payment number I was on. This helped me massively to plan my finances. Thank you. Reviewed on: 12th August 2022
Andrew Brown 's avatar
Andrew Brown

Car Subwoofer Edge

5
I got an Edge Subwoofer on Payl8r and had no issues. Every payment went through successfully and on time. Great communication skills and reminder emails about your payl8r account and details. Great company to recommend! Would definitely do it again! Reviewed on: 12th August 2022
Melissa Choules Long's avatar
Melissa Choules Long

Convenient

5
When your teen wants something too expensive but you can still treat them by paying in instalments, that feels good. Thank Payl8r Reviewed on: 12th August 2022
debbienuttall@hotmail.co.uk's avatar
[email protected]

Amazing service

5
I've never had a problem with this company everything is so easy and is all laid out really clear. When I spoke to a member of staff for a more detailed outline they were able to break it down and make it easier for me to understand. I love the customer service of this company Reviewed on: 12th August 2022
Lauren Lane's avatar
Lauren Lane

So easy to use

5
Payl8r is very easy to use, the payments are convenient! Reviewed on: 12th August 2022
Aisha's avatar
Aisha

Best company to loan money from. Easy and simple

5
Had the best experience with this company. They gave me my dream getting my teeth done which I would never have been able to afford if I didn’t have this payment plan. Thank you! Reviewed on: 12th August 2022
Kimberly-Jane Dunstan-Smith's avatar
Kimberly-Jane Dunstan-Smith

For hair extensions

5
I use payl8r to get my extensions Without them I wouldn’t be able to and it gives me the biggest confidence boost when I do. It’s a great company to have and I wish more places offered this service. Never had anything bad with them Reviewed on: 12th August 2022
Augustine's avatar
Augustine

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