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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Used the payl8r scheme to pay for one of my dream bikes

5
Couldn't quite afford to buy a new motorbike outright so I used payl8r and they've been brilliant ! Flexible deals for any type of customer, have recommended to a few friends Reviewed on: 15th June 2022
will price's avatar
will price

Great for Tattoo

5
Very happy with service - and great customer service Reviewed on: 15th June 2022
Ryan Buchanan's avatar
Ryan Buchanan

Fab way to spread the cost

5
Easy way to spread the cost. Allows you to make a purchase and manage your finances at the same time Reviewed on: 15th June 2022
Demi's avatar
Demi

Easy, effective, efficient- and desires met!

5
I found the payl8r application process easy to undertake and quick. I’m new to this, and it was simple to apply and I got my credit within 12 hours. They have been transparent about the costs and interest, provided accurate information and so far the debit orders have been as agreed. It’s been a great service and I’ve been able to purchase what I couldn’t afford in one payment. So happy!! Will definitely be using them again! Thank you Reviewed on: 15th June 2022
Kirsten's avatar
Kirsten

Easy to use

5
Easy to use and helped me out on a purchase when I didn’t have all the funds, helpful that it improves your credit score unlike other companies Reviewed on: 14th June 2022
Jake Rainford's avatar
Jake Rainford

Perfect experience every time

5
Easy, reliable, commutative and all the information available when I need it, I trust them whole heartedly and they make the world of difference to be able to pay this way! Reviewed on: 14th June 2022
Amber Neal's avatar
Amber Neal

Amazing company!

5
I love to have this option it makes purchases easier to buy. And they are very helpful and fast!. So easy to apply! Highly recommend this company all the time to family & friends. Reviewed on: 14th June 2022
Nicolle's avatar
Nicolle

The best simple as that.

5
Was quick and easy no hassle. Just how you want it to be no stress. Reviewed on: 14th June 2022
Kevin Cervenak's avatar
Kevin Cervenak

Easy and reliable

5
Fantastic experiences lending money with yourselves, making items that are usually unaffordable to myself, easy to access. Thank you so much Reviewed on: 14th June 2022
Hannah Moss's avatar
Hannah Moss

The best

5
best thing I’ve ever, had me in the time I needed to get my driving course Reviewed on: 14th June 2022
Tendai's avatar
Tendai

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