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Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Helpful Company

5
Quick and helpful in assisting me in getting funds for a course for work, helping with pronation. Reviewed on: 14th June 2022
anthony.rodgers@hotmail.co.uk's avatar
[email protected]

Great service

5
I’ll always use Payl8r, they have always helped me through. A great service to use, I’ve recommended to everyone! Reviewed on: 14th June 2022
Mollie's avatar
Mollie

helpful

5
is the best help for people like us, working, fast life, with children but also we like to be organized and enjoy our life. thank you Reviewed on: 14th June 2022
Paola lamartine's avatar
Paola lamartine

Excellent service and response rate

5
I have had to email payl8r a few times regarding personal issues and the response rate has been quick and effective Reviewed on: 14th June 2022
Olivia Wilde's avatar
Olivia Wilde

Consider All Applicants

5
With not having the best credit report due to previous issues in a "past life", I was more than grateful that Pay L8r considered me as one of their customers. I was offered a comfortable payment arrangement. At a later date, I had to change my payment dates due to a change in pay, and this was no problem in being updated. The dashboard on the account is very simple to use, extremely user friendly. I also really love how you get friendly reminders before the payment is due, and once paid, an update on how many payments you had left. Absolutely fantastic service and I very glad such a company exists! Thanks for being so considerate :) Reviewed on: 14th June 2022
Lauren B's avatar
Lauren B

easy and efficient

5
it was easy and i was constantly reminded about upcoming payments Reviewed on: 14th June 2022
ellen 's avatar
ellen

Amazing service

5
The best pay later service i have used Reviewed on: 14th June 2022
esme atkins's avatar
esme atkins

Very good very nice

5
Very good very nice , thankyou payl8r Reviewed on: 14th June 2022
Chantelle's avatar
Chantelle

Great and flexible

5
Great service! can pay off early and good interest rates x Reviewed on: 14th June 2022
Fayelim's avatar
Fayelim

Amazing service

5
I used payl8r for beauty treatments. So quick and easy to use. You get text reminders for each payment and the app is efficient also; you can keep a track of your payment plan (which is also very affordable!). It’s helped me so much. Would highly recommend to anyone. Reviewed on: 14th June 2022
Sara 's avatar
Sara

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