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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Smooth process was approved quick and very easy to t...

5
Smooth process was approved quick and very easy to track online my payment progress. Low interest too. Reviewed on: 11th July 2025
Grace M's avatar
Grace M

Easy direct debits taken each month on the same day

5
Easy direct debits taken each month on the same day Reviewed on: 11th July 2025
Brooke's avatar
Brooke

PayL8r have been exceptional in helping me with my p...

5
PayL8r have been exceptional in helping me with my payments, moving them back if need be - would highly recommend Reviewed on: 11th July 2025
Tom M's avatar
Tom M

They were quick in approving my loan

4
They were quick in approving my loan Reviewed on: 11th July 2025
Noe's avatar
Noe

The best loan company by far.

5
The best loan company by far. This company have been nothing short of pleasant, friendly, helpful and at ease Reviewed on: 11th July 2025
Yasamin Bahari's avatar
Yasamin Bahari

Faultless .

5
Amazing experience no problems whatsoever easily affordable monthly payments. Reviewed on: 11th July 2025
Sarah 's avatar
Sarah

Efficient and fast easy to deal with

5
From the start of finding my number plates through to setting up the finance everything was efficient and fast. Keeping me informed throughout Reviewed on: 11th July 2025
Ally Rados's avatar
Ally Rados

Easy to use service

5
Easy to use service, found it very easy to use and helpful within the time frame I needed Reviewed on: 11th July 2025
Keish P's avatar
Keish P

Easy to use and transparent rates

5
Easy to use and transparent rates Reviewed on: 11th July 2025
Ryan's avatar
Ryan

Very good

5
Very good service that lets you pay over time Reviewed on: 11th July 2025
Brad C's avatar
Brad C

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