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Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
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1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Amazing service

5
Brill, hassle free company to use. Strongly recommend!! Reviewed on: 3rd September 2021

My Payl8r experience

4
Payl8r was the first retail credit sheme i used, it was completely unknown to me until 2months ago and it really helps me to manage my finances and material needs. Reviewed on: 3rd September 2021

So good and easy to use!

5
So good and easy to use - takes the money out my account automatically so I can’t forget and sends me reminders so I know that it’s coming Reviewed on: 3rd September 2021

Fab

5
Really good and very professional Reviewed on: 3rd September 2021

Great

5
Really good if you can’t afford it all in one go Reviewed on: 3rd September 2021

Quick and easy

4
Great easy way to spread the costs , only takes ten minutes to complete an order Reviewed on: 3rd September 2021

Great communication

5
Receiving reminders or payments due to go out really helps to make sure you've got the money in the account so there's no missee payments Reviewed on: 3rd September 2021

Good

4
Good, no problems and always get notifications 3 days before payment is due which is helpful Reviewed on: 3rd September 2021

Recommend

4
I recommend this to everyone its a good way of paying someing without any problems Reviewed on: 3rd September 2021

Fantastic

5
Fantastic service and communication. I have used this for a couple of years now, it is really helpful. Would definitely recommend. Reviewed on: 3rd September 2021

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