Smart Money People Logo

Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review

Payl8r Buy now pay later reviews (4220)

Excellent 100% recommend

5
Fantastic company that enables to spread payments at affordable monthly payments and always contact in advance to remind you when payment will be taken, excellent service that I would recommend to all x Reviewed on: 3rd September 2021

Amazing service.

5
Amazing service allowing me to pay for things and put them on credit. Reviewed on: 3rd September 2021

Easy to use

5
Easy and straightforward l, always reminded payment is due! Great to use Reviewed on: 3rd September 2021

Easy peasy

5
I bought training course then l found job my training course fee soo easy to pay with it Reviewed on: 3rd September 2021

The money just goes!

4
I barely noticed it happening. Which I suppose sounds a little dangerous. But actually it's just easy. They just take your money! Who could ask for more? Reviewed on: 3rd September 2021

Molly mae curlers

5
For some reason I never come across payl8r but honestly it's the best I've use out of clear pay klanas and the others I took my purchases over 12 months at 14pound a month come out the time I place the other witch was 10.oclock at night come out my bank direct debit never had a problem customer-service lady I spoke to once was really nice and understand I will differently use payl8r again and I've told my friends and family thank u very much Reviewed on: 3rd September 2021

Easy to use no fuss

5
Easy to use and no fuss. Will be using again for anything future Reviewed on: 3rd September 2021

Excellent!

5
Very informative and great heads up when payment is due. Reviewed on: 3rd September 2021

Perfect service

5
Amazing experience never experienced any issues Reviewed on: 3rd September 2021

Very efficient

5
I’ve used payl8r number plus times and each time I’ve had 0 problems. Receiving monthly reminders of approaching payments is also very helpful Reviewed on: 3rd September 2021

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review