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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Great

5
Perfect service! Amazing company with amazing staff. The staff members never can go too far in the aid of their clients. Reviewed on: 26th August 2021
Alex's avatar
Alex

Very simple and transparent

5
I have not been very cooperative due to my financial situation. I would never encourage putting yourself under and financial contract however they were very straight forward and encouraging to make paents on time. Customer service was spot on and very human! Reviewed on: 25th August 2021
Alex Ao's avatar
Alex Ao

Perfect!

5
So happy with the customer service. Thank you Reviewed on: 25th August 2021
Sam's avatar
Sam

Great

5
Great reliable company helped me when I couldn’t afford the things I wanted straight away Reviewed on: 25th August 2021
Kelly's avatar
Kelly

Very helpful company

5
Great service, reliable, easy to use Reviewed on: 25th August 2021
Katie Davies's avatar
Katie Davies

Great Service

5
Good and easy way to make big purchases. Reviewed on: 25th August 2021
Malisa Rujeko Mutsunguma's avatar
Malisa Rujeko Mutsunguma

Brilliant, stress free process

5
I originally enquired to finance hair treatments within my salon. I was pleasantly surprised at how simple and easy the process was made. Reviewed on: 25th August 2021
Louis 's avatar
Louis

These guys are the best

5
I have used Payl8r a lot at this point as they were one of the only finance offerings that allowed me to spread the cost over more than 3 months! Every time I have used them there has been no hassle, no stress and the figures are clear and concise so there aren't any scary fees you weren't prepared for! 10/10 would definitely recommend! Reviewed on: 25th August 2021
Ryan Gillman's avatar
Ryan Gillman

Amazing and quick!

5
Enables you to smoothly make payments! Always easy to use! Reviewed on: 25th August 2021
Barba's avatar
Barba

Amazing company

5
Always remind you 3 days before your payment which I love ! Helpful staff Reviewed on: 25th August 2021
Elle Shaw's avatar
Elle Shaw

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