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Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

AMAZING

5
Used this to purchase my hair extensions so easy to use don’t have to worry about not taking the money 100000% recommend to anyone !! Reviewed on: 3rd September 2021
Emily Louise's avatar
Emily Louise

Excellent

5
I used payl8r finance every year, nice and easy to do love how easy and straight forward is it and have never had any problems wouldn't go with anyone else Reviewed on: 3rd September 2021
Katie Williams 's avatar
Katie Williams

Quick and easy to use

5
Set up was easy and straight forward Reviewed on: 3rd September 2021
wendy7162@icloud.com's avatar
[email protected]

Great payment option

5
Love it, so easy to manage cash flow Reviewed on: 3rd September 2021
Julie Kriek's avatar
Julie Kriek

Good help when times are tough.

5
Easy to apply for buy now pay later it did however take 24 hours for them to approve application but came in really useful for a big purchase when money was tight. Would recommend Reviewed on: 1st September 2021
Fiona 's avatar
Fiona

Quick and easy

5
Absolutely simple and easy to use form and got accepted for credit within seconds. 10/10 Reviewed on: 31st August 2021
Ali Syed's avatar
Ali Syed

Perfect

5
Very helpful, very happy with the service Reviewed on: 29th August 2021
Melinda Sipos's avatar
Melinda Sipos

Great to work with

4
Great customer service, friendly staff, easy to manage and handle and nagivagte Reviewed on: 27th August 2021
Shelby Smyth's avatar
Shelby Smyth

Excellent

5
Excellent and very easy to use. Doesn’t over complicate things. Text within minutes to say if you’ve been accepted or not. Would definitely use again/recommend. Reviewed on: 27th August 2021
GDay's avatar
GDay

Incredible

5
To be accepted right away with not the greatest of credit score but I know that I could afford the monthly payments. Its so nice that they gave people like me a chance & then I was allowed to go ahead with what I wanted strai away no problem! So thank you x Reviewed on: 26th August 2021
Kat Lauren Ryan's avatar
Kat Lauren Ryan

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