Smart Money People Logo
Go to business site
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4220)

Highly recommend

5
A great way to spread out payments for something more expensive Reviewed on: 12th August 2021
Ctrebble's avatar
Ctrebble

Easy and affordable

5
First payment doesn’t come out straight away and they let you know when your payments are due in advance. Reviewed on: 12th August 2021
Kirby Wray's avatar
Kirby Wray

Customer service

5
Great Customer service would highly recommend this company it’s a fast decision and they are very helpful if struggling with repayments Reviewed on: 12th August 2021
daniel.collier@live.co.uk's avatar
[email protected]

Pay with ease!

5
I used pay l8r to purchase some hair extensions. The customer service team are very helpful and very quick and getting back. I needed to change my payment date and with no problems they changed it straight away! Reviewed on: 12th August 2021
Beckie's avatar
Beckie

Excellent

5
A fantastic friendly service. Very friendly and professional. Employees go above and beyond for customers. Reviewed on: 12th August 2021
Paula Boyce's avatar
Paula Boyce

Able to afford life changing treatments

5
Able to afford life changing cosmetic procedures without worrying about the cost. Thank you so much! Reviewed on: 12th August 2021
Sof's avatar
Sof

Very easy and good price

5
Company was easy to use, good at getting in contact about my account and helpful Reviewed on: 12th August 2021
Kieran w's avatar
Kieran w

Fantastic

5
If like me you love products this company is affordable , excellent customer service. Looking for another new product now . Reviewed on: 12th August 2021
Stringer42's avatar
Stringer42

Awesomeness

5
At last a finance company that understands the ordinary working class , without extortionate payment plans that can break a family ...I had 4 custom made payments over 4 months ..all the time giving me plenty of notice for the next payment to be taken and easy to use link to see how much I have paid and when its paid off ...thankyou I highly recommend you xxx Reviewed on: 12th August 2021
Ang's avatar
Ang

Great way to pay

4
Simple amd easy to use and Its a good way to spread costs Reviewed on: 12th August 2021
Flaminphoenix's avatar
Flaminphoenix

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill