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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
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No new 1 star reviews
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Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Quick, easy and approved so fast!

4
The details needed were minimal so the forms were quick and easy to fill out! Although the interest rate was quite high. Reviewed on: 12th August 2021
Chloe Rogers's avatar
Chloe Rogers

Very satisfied

5
Never used before but now I how I will 100% use again and recommend to family and friends. Set up affordable payments of your own choice on a day you’d like perfect Reviewed on: 12th August 2021
liamcj90@icloud.com's avatar
[email protected]

smooth

5
it was a smooth experience. No hassle Reviewed on: 12th August 2021
Alyssa Justine's avatar
Alyssa Justine

Friendly Fast and Easy

5
I used Payl8r for the first time this year. It was easy Peary to use their website, I had fast, straightforward and extremely friendly responses from the staff I contacted and got the finance I needed easily and swiftly. So painless! I wish all companies were as straightforward and supportive as Payl8r! Reviewed on: 12th August 2021
Gillian's avatar
Gillian

been excepted twice

5
My credit isn’t the greatest and I’ve been excepted twice by yous for hair extensions and it’s saved me a lot at the time so ideal honestly amazing Reviewed on: 12th August 2021
Lauren 's avatar
Lauren

Good quality company

5
I really recomend Pay8lr, it was very easy for approve my finance. I definitely will use again the scheme. Reviewed on: 12th August 2021
Marcio Camerlingo's avatar
Marcio Camerlingo

Amazing!!

5
Amazing and easy to use! Recommended to my friends! Reviewed on: 12th August 2021
Megan Adams's avatar
Megan Adams

Easy to use

5
Very easy and effortless to use basically one click and its done Reviewed on: 12th August 2021
James Dalrymple's avatar
James Dalrymple

Helped breakdown payments

4
Really good in the fact that it helped me make paying for an expensive course easier, money comes out automatically every month so I don’t have to do anything. Only cons is that I’ve heard a lot of people say it’s notoriously hard to be accepted by payl8r so it might put people off trying. But overall I’m extremely happy with the service, I wouldn’t have been able to take my course without it. Reviewed on: 12th August 2021
Lainee Ambler's avatar
Lainee Ambler

Efficient

5
Fast service Easy updates on payments website to help keep on top. Varied sites using same company Reviewed on: 12th August 2021
Marcus Crow's avatar
Marcus Crow

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