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Payl8r: Buy now pay later reviews

4.89
Based on 4,222 reviews, last reviewed 26th Sep 2025
72% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

4

great! :) super duper! :) great! :) nothing more to say! :) Reviewed on: 26th September 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4222)

Excellent

5
Really quick, I applied for it and within like 10 or 15 minutes I knew i was accepted, diffently using payl8r again Reviewed on: 12th August 2021

Quick and easy

5
Used payl8r a few times. Clear and simple to use. Easy fuss free lending. Reviewed on: 12th August 2021

Easiest experience ever!

5
First time using PAYL8R and I will 100% be using them again! So easy and convenient, absolutely worth the small interest fee. Plenty of options to choose from so what you’re paying back can suit you as best as possible. Couldnt recommend enough. Reviewed on: 12th August 2021

Excellent Service

5
This is a great repayment service and I love how they keep you up to date with payments and balance. Reviewed on: 12th August 2021

Easy service

5
Easy service and customer service are friendly Reviewed on: 12th August 2021

Frictionless experience

5
Totally easy to onboard use to the closing and communicate with. Actually after years In financial service I know how Overcomplicated the customer experience can be. They’ve ironed out all the friction points Reviewed on: 12th August 2021

Brilliant service

5
Service provides reminders and positive affirmations when payments are made detailing 1st, 2nd and 3rd etc… really feel confident and if I had any issues or queries they would try to help me as best as they could Reviewed on: 12th August 2021

No fuss

5
Brilliant no nonsense service that provides a need most people want Reviewed on: 12th August 2021

Great

5
Great for buying things and paying off which I couldn’t usually afford Reviewed on: 12th August 2021

Easy to arrange

5
Easy to arrange and affordable options at reasonable interest rates. Have used a couple of times now and would be happy to do so again as needed. Reviewed on: 12th August 2021

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review