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Payl8r: Buy now pay later reviews

4.89
Based on 4,222 reviews, last reviewed 26th Sep 2025
33% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

great! :) super duper! :) great! :) nothing more to say! :) Reviewed on: 26th September 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4222)

Easy finance

5
Good company to deal with - painless process to apply and finance sorted out straight away Reviewed on: 12th August 2021

Good company

5
Easy company to deal with, no issues Reviewed on: 12th August 2021

Easy to use

5
Simple straightforward application with quick decision. Reviewed on: 12th August 2021

Great experience

5
Payl8r are great to communicate with and are very understanding in all aspects. I love that if You accidentally miss a payment It does not instantly add fees or damage Your credit score it allows You the chance to write it off! Reviewed on: 12th August 2021

simply the best !

5
The best company I have ever used even recommend to all friends and family Reviewed on: 12th August 2021

NO FUSS QUICK AND EASY

5
Payl8r has been quick and easy to use. Signed up for a course and this made managing payments easy for me. They update you but text or email to let you know when the next payment is due which is really handy when other things are on your mind. I have had an easy experience with Payl8r compared with others, however I do think the interest could be slightly lower. All round 5 star. Reviewed on: 12th August 2021

Amazing business, seriously helps those that would like nice things but need it on finance.

5
I am happy with the service and it has helped me to get the things I wanted whilst also paying for my bills. Reviewed on: 12th August 2021

Amazing

5
I loved the experience because 1 you always get a message a few days before to pre warn you the money is coming out. 2 it is super easy to set up and 3 if I didn’t have an app like this I wouldn’t of been able to get the goods I wanted. Reviewed on: 12th August 2021

Excellent company

5
I’ve used many different finance companies in the past and payl8r are great. Very simple to use and it’s nice to get a reminder once the money has left the account. Would definitely recommend to others. Reviewed on: 12th August 2021

Easy and stress free

5
I have had a great experience with this app as its spreads your payment across a number of months which makes it stress free especially with Christmas and birthdays coming up. Reviewed on: 12th August 2021

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review