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Payl8r: Buy now pay later reviews

4.81
Based on 4,218 reviews, last reviewed 11th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4218)

Fantastic

5
Helpful customer service, reminders for Payments brilliant ☺️ Reviewed on: 12th August 2021

Pay later review!

5
Great service used them for years! I use the beauty works hair with pay later and it is great no problems atall! Reviewed on: 12th August 2021

Jay1232

5
I have only recently used but now pay later and I think it is great The way you can get your hair and pay later it’s so much easier and it helps people a lot! I would highly recommend using this, I have also told a lot of my friends about it to! Reviewed on: 12th August 2021

This is amazing

5
Instead of being skint buying out right pay instalment it's such a life saver for if you need things asap Reviewed on: 12th August 2021

Great service when not got the cash

5
There's people out there that cant afford things instantly and the service provided is excellent Reviewed on: 12th August 2021

Quick, easy, excellent

5
Really good service which is easy to use and great for someone that works for NHS and doesn’t receive a lot of money! Reviewed on: 12th August 2021

Perfect

5
This payment plan has really helped me and they also give you an advance text which is really helpful to remind you of your date when the payment is due Reviewed on: 12th August 2021

Amazing service

5
Quick service always receive texts and emails when payment is due and paid Reviewed on: 12th August 2021

Brilliant

5
Love that I can pay up. I don't normally have the full amount to buy things. So this gives me the opportunity to pay up monthly and still have the product I was wanting to buy. Wouldn't have what I have had it not been for this company. Highly recommended Reviewed on: 12th August 2021

Really easy to use

5
So easy to use and once it’s applied for you don’t have to do anything. Never had an issue and used multiple times now. Would definitely recommend. Reviewed on: 12th August 2021

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review