Smart Money People Logo
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,222 reviews, last reviewed 26th Sep 2025
33% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

great! :) super duper! :) great! :) nothing more to say! :) Reviewed on: 26th September 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4222)

Amazing service

5
Quick service always receive texts and emails when payment is due and paid Reviewed on: 12th August 2021
Toni satchell's avatar
Toni satchell

Brilliant

5
Love that I can pay up. I don't normally have the full amount to buy things. So this gives me the opportunity to pay up monthly and still have the product I was wanting to buy. Wouldn't have what I have had it not been for this company. Highly recommended Reviewed on: 12th August 2021
Lisa christie 's avatar
Lisa christie

No Fuss straight forward easy solution

5
Used Payl8r to make a purchase. Was straight forward to setup & with there reminders each month easy to plan & pay back. Thanks would recommend. Reviewed on: 12th August 2021
John's avatar
John

Really easy to use

5
So easy to use and once it’s applied for you don’t have to do anything. Never had an issue and used multiple times now. Would definitely recommend. Reviewed on: 12th August 2021
Jade's avatar
Jade

Easy set up process and great communication

5
Can not fault this company, from start to finish they communicate brilliantly. Reviewed on: 12th August 2021
Mark Dempsey's avatar
Mark Dempsey

Easy process

5
Easy, straight forward process from application to making payments. Reviewed on: 12th August 2021
lkprime1@aol.com's avatar
[email protected]

Helpful

5
The customer care staff I have been in contact with have been very helpful and the responses have been very quick. Reviewed on: 12th August 2021
Hannah Dhala's avatar
Hannah Dhala

Fanstasic customer experience

5
I’ve used this company many times to pay monthly for things. If I need help or to reschedule a payment they are always happy to help and sort things out. Reviewed on: 12th August 2021
Liv Corns's avatar
Liv Corns

Best in the Biz!

5
One of the best in the biz! Without this company I would not be able to have the option to finance more expensive items. This eases the pressure of up front costs. I will always be using this company! Reviewed on: 12th August 2021
Olivia Barron's avatar
Olivia Barron

Great lender!

5
I am truly grateful and thankful for Payl8r!!! After Covid I needed a steady income stream, and decided to enrol on a sports massage course. I was unable to pay for the course upfront, but though Payl8r I was able to spread the cost of the course, I am now a fully qualified Sports Massage Therapist and it wouldn’t have been possible without Payl8r, I am so grateful for this facility, thank you!!! Reviewed on: 12th August 2021
Dean Dalton's avatar
Dean Dalton

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill